ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Fairmont. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Fairmont, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 8 fha loan specialists in Fairmont, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot
110 Merchant St #201, Fairmont, WV 26554
3043761228
Truist
401 4th St, Fairmont, WV 26554
3043683200
Fairmont Housing Authority
103 12th St, Fairmont, WV 26554
3043630860
Laura Candell, Guaranteed Rate
110 Adams St First Floor, Suite 101, Fairmont, WV 26554
3044764167
Edward Jones - Financial Advisor: Evan M Kliethermes
1000 State St, Fairmont, WV 26554
3043630787
Marcie A Hayhurst - Truist Mortgage Loan Officer
401 4th St, Fairmont, WV 26554
3043683228
Ryan Ford - MVB Mortgage/Intercoastal Mortgage, LLC
FHA loan specialists in Fairmont, West Virginia help borrowers secure government-backed mortgages with lower down payments. West Virginia law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the Fairmont housing market and can guide you through FHA requirements specific to the state.
What Does a FHA Loan Specialist in Fairmont Cost?
Typical costs for an FHA loan in West Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums between 0.45 and 1.05 percent. Closing costs in Fairmont usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fairmont do?
An FHA loan specialist helps you apply for a Federal Housing Administration loan. They review your finances, explain FHA guidelines, and assist with paperwork. In West Virginia, they must follow state licensing rules under the West Virginia Mortgage Lender License Act.
What are the FHA loan limits for Fairmont West Virginia?
For 2025, the FHA loan limit for a single-family home in Marion County is $498,257. This amount is based on the median home price in the area. Your specialist can confirm the exact limit for your property type.
How long does the FHA loan process take in West Virginia?
The typical FHA loan process takes 30 to 45 days from application to closing. West Virginia law does not set a specific timeline, but delays can occur if additional documentation is needed. Your specialist will keep you updated throughout.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Fairmont who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.