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Find FHA Loan Specialists in Hurricane, WV

Looking for a fha loan specialist in Hurricane? Review the directory below to compare your options.

17 agents listed
Updated May 2026
Hurricane, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 17 fha loan specialists in Hurricane, WV Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rachel Lester, Loan Officer
101 Carriage Way Suite 204, Hurricane, WV 25526
3049324125
PrimeLending, A PlainsCapital Company - Teays Valley
87 Chase Dr Suite #201, Hurricane, WV 25526
3047607079
Eric Smith - Gateway Mortgage
3566 Teays Valley Road Ste 102, Hurricane, WV 25526
3042440787
Harold Carico, Movement Mortgage
3520 Teays Valley Road Suite 2, Hurricane, WV 25526
3044123186
Refōcus Mortgage
2701 Main St #100, Hurricane, WV 25526
3045214832
Crissy Bryant, PrimeLending
87 Chase Dr Suite #201, Hurricane, WV 25526
3045453449
loanDepot
3772 Teays Valley Road #3, Hurricane, WV 25526
3042007010
PrimeLending, A PlainsCapital Company - Kanawha Blvd
101 Carriage Way #104, Hurricane, WV 25526
6813134436
Lori Harless at Rate (NMLS #190021)
97 Chase Dr 1st Floor, Hurricane, WV 25526
3045524930
Truist
352 WV-34, Hurricane, WV 25526
3047577234
Autumn McClelland
3566 Teays Valley Road Ste 102, Hurricane, WV 25526
3045435489
Gateway Mortgage
3566 Teays Valley Road Ste 102, Hurricane, WV 25526
3042440787
Lori Harless Rate NMLS 190021
97 Chase Dr, Hurricane, WV 25526
3045524930
Rate
97 Chase Dr 1st Floor, Hurricane, WV 25526
7739389200
Putnam County Bank Loan Center
300 Hurricane Creek Rd, Hurricane, WV 25526
3045625055
Glenna S Riggs - Truist Mortgage Loan Officer
352 WV-34, Hurricane, WV 25526
3047578983
Jason Safford - Gateway Mortgage
3566 Teays Valley Road Ste 102, Hurricane, WV 25526
3049884498

An FHA loan specialist in Hurricane, West Virginia helps homebuyers navigate Federal Housing Administration loans, which are popular for their lower down payment requirements. West Virginia law does not impose additional state-specific FHA regulations, but local property values and income limits may affect eligibility. Specialists can guide you through the application process and connect you with approved lenders in the Hurricane area.

What Does a FHA Loan Specialist in Hurricane Cost?

Typical costs for an FHA loan specialist in West Virginia include an origination fee of 0.5 to 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Additional fees for appraisal and credit report may apply. These costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits in Hurricane West Virginia?
FHA loan limits for Putnam County, where Hurricane is located, are set annually by the HUD. For 2024, the standard limit for a single-family home is $498,257. Higher limits may apply for multi-unit properties. Check with a specialist for current figures.
What credit score do I need for an FHA loan in West Virginia?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. West Virginia lenders may have overlays with stricter requirements.
Are there first-time homebuyer programs in West Virginia that work with FHA loans?
Yes, the West Virginia Housing Development Fund offers programs like the FirstHome and Homeownership Assistance programs. These can be combined with FHA loans to help with down payment and closing costs. Eligibility depends on income and purchase price limits.