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Find FHA Loan Specialists Near You in Princeton, WV
Looking for a fha loan specialist in Princeton? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Princeton, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 7 fha loan specialists in Princeton, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lendmark Financial Services LLC
150 Courthouse Rd Suite 104, Princeton, WV 24740
3044875761
Truist
1309 Stafford Dr, Princeton, WV 24740
3044875900
Burke & Herbert Bank
1223 Stafford Dr, Princeton, WV 24740
3044250856
OneMain Financial
1253 Stafford Dr, Princeton, WV 24740
3044258389
Burke & Herbert Bank
145 Springhaven Dr, Princeton, WV 24740
3044317617
First Community Bank
1 Stafford Dr, Princeton, WV 24740
3044319000
Cyndi Jones, Primelending
1603 Honaker Ave, Princeton, WV 24740
3049216645
FHA loan specialists in Princeton, West Virginia help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. These loans are popular in Mercer County due to West Virginia's rural housing market and the state's focus on affordable homeownership. Local specialists understand the specific property appraisal guidelines and income limits that apply in the Princeton area.
What Does a FHA Loan Specialist in Princeton Cost?
Typical costs for FHA loan specialist services in West Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Princeton average between $400 and $700. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Princeton West Virginia?
For 2024, the FHA loan limit for a single-family home in Mercer County is $498,257. This limit applies to most areas in West Virginia and is adjusted annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in West Virginia?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in West Virginia may have its own requirements.
Are there West Virginia specific rules for FHA loans?
West Virginia law requires all FHA loan originators to be licensed with the West Virginia Division of Financial Institutions. Additionally, FHA loans in the state must comply with local property standards and flood zone requirements common in the Princeton area.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the West Virginia.