Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the West Virginia before hiring.
Showing 3 fha loan specialists in South Charleston, WV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Asseff at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
3047442980
Lendmark Financial Services LLC
10 River Walk Mall, South Charleston, WV 25303
3047448135
Joy Gumm at CrossCountry Mortgage
205 D St, South Charleston, WV 25303
3043773593
What Does a FHA Loan Specialist in South Charleston Cost?
Typical costs for an FHA loan specialist in West Virginia include an origination fee of 1% to 1.5% of the loan amount plus third-party fees for appraisal and credit report. In South Charleston, appraisal fees range from $500 to $700. Closing costs generally total 3% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in South Charleston?
An FHA loan specialist guides borrowers through the FHA loan process, including credit qualification, down payment requirements, and property appraisal. They ensure the loan meets FHA guidelines and West Virginia state regulations.
What are FHA loan limits for South Charleston West Virginia?
For 2024, the FHA loan limit for a single-family home in Kanawha County is $498,257. This limit applies to South Charleston and the surrounding area. Higher limits may apply for multi-unit properties.
Are there West Virginia specific rules for FHA loans?
West Virginia follows standard FHA guidelines but also requires a valid appraisal from a state-licensed appraiser. Borrowers must also comply with West Virginia property transfer taxes and recording fees, which vary by county.