Find FHA Loan Specialists in Cedarburg, WI
Compare fha loan specialists in Cedarburg. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 6 fha loan specialists in Cedarburg, WI
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An FHA loan specialist in Cedarburg, Wisconsin can help you secure a mortgage insured by the Federal Housing Administration. These loans are popular with first-time homebuyers and those with lower credit scores. Wisconsin law requires all mortgage loan originators to be licensed through the Wisconsin Department of Financial Institutions.
What Does a FHA Loan Specialist in Cedarburg Cost?
Typical costs for an FHA loan specialist in Wisconsin include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. These costs vary by lender and borrower profile. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Cedarburg do?
An FHA loan specialist helps borrowers understand FHA loan requirements, complete the application, and gather necessary documents. They also guide you through the underwriting process specific to Wisconsin property standards.
What are the credit score requirements for an FHA loan in Wisconsin?
The minimum credit score for an FHA loan is typically 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Wisconsin lenders may have their own overlays.
Are there Wisconsin-specific limits for FHA loans?
Yes, FHA loan limits vary by county. For Ozaukee County, which includes Cedarburg, the 2025 single-family home loan limit is 498,257 dollars. These limits are set annually by the Department of Housing and Urban Development.