Find FHA Loan Specialists in Fort Atkinson, WI
Browse fha loan specialists serving Fort Atkinson, Wisconsin. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 17 fha loan specialists in Fort Atkinson, WI
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FHA loan specialists in Fort Atkinson, Wisconsin help homebuyers secure loans insured by the Federal Housing Administration. These loans are popular for first-time buyers and those with lower credit scores. Wisconsin state law requires FHA loan specialists to hold a mortgage loan originator license through the Wisconsin Department of Financial Institutions.
What Does a FHA Loan Specialist in Fort Atkinson Cost?
Typical costs for FHA loan specialist services in Wisconsin include an origination fee of 1% to 1.5% of the loan amount. For a $200,000 loan, this fee ranges from $2,000 to $3,000. Other costs may include appraisal fees of $500 to $700 and credit report fees of $30 to $50. Closing costs in Wisconsin average 3% to 5% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Fort Atkinson do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets FHA guidelines and Wisconsin lending laws. Specialists also help clients understand local property requirements in Jefferson County.
What are the FHA loan limits for Fort Atkinson Wisconsin?
For 2024, the FHA loan limit for a single-family home in Jefferson County is $498,257. This amount is set by the Department of Housing and Urban Development and applies to Fort Atkinson. Limits may change annually based on median home prices.
Do I need a special license to be an FHA loan specialist in Wisconsin?
Yes, all mortgage loan originators in Wisconsin must be licensed through the Nationwide Multistate Licensing System and the Wisconsin Department of Financial Institutions. This includes completing pre-licensing education and passing a background check.