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Find FHA Loan Specialists Near You in La Crosse, WI
Browse fha loan specialists serving La Crosse, Wisconsin. Contact information and addresses listed below.
12 agents listed
Updated May 2026
La Crosse, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 12 fha loan specialists in La Crosse, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Citizens State Bank
620 Main St, La Crosse, WI 54601
6087852265
The Dominick Sweeney Team powered by Society Mortgage
227 3rd St N, La Crosse, WI 54601
6087802820
The Mortgage Guy - Michael Garcia, Mortgage Lender
600 N 3rd St S, La Crosse, WI 54601
6083047954
Brent Wilkerson at CrossCountry Mortgage
122 5th Ave S Suite 101, La Crosse, WI 54601
6087845626
Mariner Finance
1423 WI-16, La Crosse, WI 54601
6087815721
Lendmark Financial Services LLC
40 Copeland Ave ste 109 b, La Crosse, WI 54603
6086682425
Firefighters Credit Union
525 5th Ave S, La Crosse, WI 54601
6087849480
Associated Bank
2500 State Rd, La Crosse, WI 54601
6087933440
Su Vang - Mortgage Lender - Coulee Bank (NMLS 1802921)
1516 Losey Blvd S, La Crosse, WI 54601
6087996450
Society Mortgage
227 3rd St N, La Crosse, WI 54601
6087802820
The Midwest Mortgage Team
Hundred Building, 600 3rd St N, La Crosse, WI 54601
6083511380
The Federal Savings Bank-Eric Johnson
2812 Bliss Rd, La Crosse, WI 54601
7733221954
An FHA loan specialist in La Crosse Wisconsin helps borrowers secure mortgages insured by the Federal Housing Administration. These loans often require lower down payments and credit scores than conventional loans. Wisconsin law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in La Crosse Cost?
Typical costs for an FHA loan specialist in Wisconsin include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent of the loan balance depending on loan term and loan to value ratio. Closing costs in La Crosse generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for La Crosse Wisconsin in 2025?
For 2025 the FHA loan limit for a single family home in La Crosse County is $498,257. This limit applies to most areas in Wisconsin and is set by the Department of Housing and Urban Development (HUD). Higher limits may apply for duplexes triplexes and fourplexes.
What credit score is needed for an FHA loan in Wisconsin?
Most FHA lenders in Wisconsin require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with credit scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlay requirements above the FHA minimum.
Are there Wisconsin specific requirements for FHA loans?
Wisconsin does not have state specific FHA loan laws but all mortgage originators must be licensed under Wisconsin Statute Chapter 224. Borrowers must also meet standard FHA requirements including a valid Social Security number and proof of lawful residency. Local property tax and insurance costs are factored into the loan approval.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.