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FHA Loan Specialists in Lake Geneva, WI

Compare fha loan specialists in Lake Geneva. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Lake Geneva, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 8 fha loan specialists in Lake Geneva, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Associated Bank
728 Williams St, Lake Geneva, WI 53147
2622494340
Guaranteed Rate
503 Center St, Lake Geneva, WI 53147
2622486681
US Bank Mortgage
303 Center St, Lake Geneva, WI 53147
8008722657
BMO Harris Bank Mortgage
410 Broad St, Lake Geneva, WI 53147
8883402265
Chase Home Lending
426 Center St, Lake Geneva, WI 53147
4073107779
Jim Griffiths - Preferred Rate
753 Geneva Pkwy N Building 2, Suite 4, Lake Geneva, WI 53147
9139722113
PNC Mortgage
401 Broad St, Lake Geneva, WI 53147
2622489979
Wintrust Mortgage
550 Commercial Ct, Lake Geneva, WI 53147
2622485189

FHA loan specialists in Lake Geneva, Wisconsin help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time buyers and those with lower credit scores. Wisconsin law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Lake Geneva Cost?

Typical costs for an FHA loan in Wisconsin include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% of the loan balance. Closing costs in Lake Geneva generally range from 2% to 5% of the purchase price. Lender origination fees vary but often fall between 0.5% and 1.5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Lake Geneva Wisconsin in 2025?
For 2025, the FHA loan limit for a single-family home in Walworth County, which includes Lake Geneva, is $498,257. This limit applies to standard FHA loans and may be higher for multi-unit properties.
What credit score is needed for an FHA loan in Wisconsin?
FHA loans generally require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Each lender may set its own requirements above the FHA minimum.
Are there Wisconsin-specific FHA loan requirements?
Wisconsin law requires FHA loan specialists to provide a Loan Estimate within three business days of application. The state also mandates that lenders disclose any prepayment penalties clearly. Wisconsin does not have a state-specific FHA program but follows federal FHA guidelines.