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FHA Loan Specialists in Sheboygan Falls, WI

Directory of fha loan specialists in Sheboygan Falls, Wisconsin. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Sheboygan Falls, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 3 fha loan specialists in Sheboygan Falls, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Meadowland Credit Union
1040 N Main St, Sheboygan Falls, WI 53085
9204678105
Tony Wiltzius - Union Home Mortgage
101 Pine St, Sheboygan Falls, WI 53085
9205285981
Equitable Appraisal - Sheboygan, Corp.
194 N Main St, Sheboygan Falls, WI 53085
9204671588

An FHA loan specialist in Sheboygan Falls, Wisconsin helps borrowers navigate Federal Housing Administration loans, which are popular for first-time homebuyers and those with lower credit scores. Wisconsin law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Sheboygan Falls home buyers may benefit from FHA loans due to competitive interest rates and lower down payment options, especially in the local real estate market.

What Does a FHA Loan Specialist in Sheboygan Falls Cost?

Typical costs for an FHA loan specialist in Wisconsin include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent. Appraisal fees in Sheboygan Falls average 400 to 700 dollars. Closing costs generally total 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan requirements in Wisconsin?
FHA loans in Wisconsin require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must meet FHA appraisal standards and be your primary residence.
How do I find a qualified FHA loan specialist in Sheboygan Falls?
Look for a mortgage loan originator licensed in Wisconsin through the NMLS database. Many local banks and credit unions in Sheboygan County offer FHA loans. You can also check with the Wisconsin Department of Financial Institutions for licensed professionals.
Are there Wisconsin-specific rules for FHA loans?
Wisconsin follows standard FHA guidelines but has additional state laws regarding mortgage disclosure and foreclosure procedures. For example, Wisconsin requires a 30-day notice before foreclosure. FHA loans in Wisconsin also have maximum loan limits that vary by county.