Find FHA Loan Specialists in Waunakee, WI
Directory of fha loan specialists in Waunakee, Wisconsin. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 2 fha loan specialists in Waunakee, WI
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What Does a FHA Loan Specialist in Waunakee Cost?
Typical costs for FHA loan services in Wisconsin include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Appraisal fees in Dane County average $500 to $700. These costs vary by lender and borrower profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Waunakee Wisconsin?
For 2025 the FHA loan limit for Dane County including Waunakee is $498,257 for a single family home. This amount is set by HUD and may change each year. A local specialist can confirm the current limit for your specific property.
Do I need a special license to be an FHA loan specialist in Wisconsin?
Yes FHA loan specialists must hold a valid mortgage loan originator license through the Wisconsin Department of Financial Institutions. They must also complete annual continuing education on federal and state lending laws.
What is the minimum down payment for an FHA loan in Wisconsin?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. For scores between 500 and 579 a 10 percent down payment is required. These rules apply nationwide including Waunakee.