Find First-Time Home Buyer Specialists Near You in Auburn, AL
Browse first-time home buyer specialists serving Auburn, Alabama. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Alabama before hiring.
Showing 20 first-time home buyer specialists in Auburn, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a First-Time Home Buyer Specialist in Auburn Cost?
Typical costs for a first-time home buyer specialist in Auburn Alabama include a commission paid by the seller usually 2.5 to 3 percent of the sale price. Buyers may also pay for a home inspection costing 300 to 500 dollars and an appraisal costing 400 to 600 dollars. Closing costs in Alabama average 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist in Auburn do?
A specialist helps you find suitable homes and navigate the purchase process. They explain Alabama specific programs like the Step Up down payment assistance and ensure you meet state disclosure requirements.
Are there special loan programs for first-time buyers in Alabama?
Yes the Alabama Housing Finance Authority offers the Step Up program with a 30 year fixed rate mortgage and down payment assistance up to 4 percent of the loan amount. Buyers must complete a home buyer education course to qualify.
What is the first-time home buyer education requirement in Alabama?
Alabama requires first-time buyers using AHFA programs to complete a HUD approved home buyer education course. The course covers budgeting mortgage basics and the closing process and typically takes 4 to 8 hours.