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Find First-Time Home Buyer Specialists in Cottonwood, AZ

Compare first-time home buyer specialists in Cottonwood. Review contact information and insurance categorys before you decide.

15 agents listed
Updated June 2026
Cottonwood, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 15 first-time home buyer specialists in Cottonwood, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Trent Baxter Team at Synergy One Lending, Inc. - Sedona, Cottonwood, Prescott, Flagstaff
698 Cove Pkwy STE A, Cottonwood, AZ 86326
(928) 852-0401 s1l.com
Katie Johnson Coldwell Banker Northland
1075 AZ-260 Ste. D, Cottonwood, AZ 86326
(928) 301-1108 coldwellbanker.com
Elise Griffis at Coldwell Banker Northland
1075 AZ-260 Ste. D, Cottonwood, AZ 86326
(928) 325-0526 elisegriffis.com
Bailey Chavez at Remax/Sedona
1075 AZ-260, Cottonwood, AZ 86326
(928) 554-5819
Realty ONE Group Mountain Desert - Lund Realty Team
544 S 6th St #103, Cottonwood, AZ 86326
(928) 301-1991 bestsedonahomesearch.com
Anna Goettl Real Estate
1075 AZ-260 Ste. D, Cottonwood, AZ 86326
(918) 833-1886 coldwellbanker.com
Taylor Bell - Sedona Verde Valley Realtor
830 S Main St #2e, Cottonwood, AZ 86326
(928) 202-9868 iamsedonarealestate.com
Mingus Mountain Real Estate
14S S Main St, Cottonwood, AZ 86326
(928) 649-3800 mingusmountainrealestate.com
Realty ONE Group Mountain Desert - Cottonwood
544 S 6th St #103, Cottonwood, AZ 86326
(928) 295-0984
Miriam Guido, Realtor
544 S 6th St #103, Cottonwood, AZ 86326
(907) 795-3905 realtorcottonwoodaz.com
Better Homes and Gardens BloomTree Realty: DJ Smith
565 S Main St, Cottonwood, AZ 86326
(928) 300-5703
Connie Bills / Tahona Epperson - B.E. Real Estate Pros
1075 AZ-260 Ste. D, Cottonwood, AZ 86326
(928) 300-2123 berealestatepros.com
Debra Harkins, Realtor
918 N Main St A, Cottonwood, AZ 86326
(928) 963-4323 debra.adobegr.com
Justin White, Realtor
918 N Main St A, Cottonwood, AZ 86326
(928) 301-3290 justin.adobegr.com
Jamie Banks, REALTOR
544 S 6th St #103, Cottonwood, AZ 86326
(928) 301-2297 jamiebanks.myrealtyonegroup.com

A first-time home buyer specialist in Cottonwood Arizona helps new buyers navigate the local real estate market. Arizona offers specific programs like the Home Plus down payment assistance through the Arizona Industrial Development Authority. These specialists guide clients through Arizona purchase contracts and inspection timelines.

What Does a First-Time Home Buyer Specialist in Cottonwood Cost?

Typical costs for a first-time home buyer specialist in Arizona range from 2.5 percent to 3 percent of the purchase price as a commission paid by the seller. Some specialists charge a flat fee between 2500 and 5000 dollars for consulting services. Down payment assistance programs may reduce upfront costs. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Cottonwood?
A specialist educates buyers on Arizona purchase agreements and local market conditions. They help find lenders familiar with Arizona first-time buyer programs and coordinate inspections within the required 10 day period.
What Arizona programs help first-time home buyers?
The Arizona Industrial Development Authority offers the Home Plus program with up to 4 percent of the loan amount for down payment help. Buyers must complete a home buyer education course to qualify.

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