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Find First-Time Home Buyer Specialists in Lowell, AR

Compare first-time home buyer specialists in Lowell. Review contact information and insurance categorys before you decide.

2 agents listed
Updated June 2026
Lowell, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arkansas before hiring.
Showing 2 first-time home buyer specialists in Lowell, AR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gibson Real Estate
106 Parkwood St Ste A, Lowell, AR 72745
(479) 267-4427 gibsonrealtors.com
Gibson Real Estate : Diane Atkinson
106 Parkwood St suite A, Lowell, AR 72745
(479) 866-4598 gibsonrealtors.com

A first-time home buyer specialist in Lowell, Arkansas can guide you through the process of purchasing your first home. Arkansas offers specific down payment assistance programs through the Arkansas Development Finance Authority (ADFA) that may help with closing costs. Specialists understand local market conditions in Benton County and can connect you with lenders familiar with these programs.

What Does a First-Time Home Buyer Specialist in Lowell Cost?

Typical costs for a first-time home buyer specialist in Arkansas range from 0.5% to 1% of the purchase price, often paid by the seller at closing. Some specialists charge a flat fee between $2,500 and $5,000. Additional costs include appraisal fees ($400 to $600) and title insurance ($500 to $1,000). This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Lowell?
A specialist helps you understand the home buying process, find suitable properties, and connect with lenders. They can also explain Arkansas-specific programs like the ADFA Mortgage Credit Certificate or down payment assistance grants.
Are there Arkansas programs for first-time home buyers in Lowell?
Yes, the Arkansas Development Finance Authority offers the Move Up and Down Payment Assistance programs for eligible buyers. These programs provide up to $15,000 in assistance for qualified first-time buyers in Lowell.
What credit score do I need for a first-time home loan in Arkansas?
Minimum credit score requirements vary by loan type. FHA loans may accept scores as low as 580, while conventional loans often require 620 or higher. Arkansas lenders can review your specific situation.

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