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Compare First-Time Home Buyer Specialists in Capitola, CA

Directory of first-time home buyer specialists in Capitola, California. Verify credentials with the state state mortgage licensing authority before hiring.

14 agents listed
Updated June 2026
Capitola, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 14 first-time home buyer specialists in Capitola, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
EF Homes | Erick Fernandez
510 Bay Ave, Capitola, CA 95010
(831) 247-0477 efhomes.com
Shawndy Linquist, Realtor® - Surf City Estates Group|Compass
620 Capitola Ave, Capitola, CA 95010
(831) 440-6733 surfcityestates.com
Kimberly Ward | Surf City Estates Group | COMPASS
620 Capitola Ave, Capitola, CA 95010
(831) 238-7981 surfcityestates.com
Barbara Pearson, Realtor® at Compass | DRE 01990133
620 Capitola Ave, Capitola, CA 95010
(831) 515-9515 montereybayhomes.us
Jesse Collins REALTOR - Sotheby's International Realty - Santa Cruz
627 Capitola Ave, Capitola, CA 95010
(831) 227-9987 jcollinsproperties.com
Aurora Wonder Lowe, REALTOR – Buy & Sell Homes in Santa Cruz | Keller Williams Thrive
1360 41st Ave Unit A, Capitola, CA 95010
(831) 227-7071 aurorawonderproperties.com
Ulisses Terriquez Keller Williams
1360 41st Ave, Capitola, CA 95010
(831) 295-0967 ulita.kw.com
Vista Properties, Inc and Vista Property Management
830 Bay Ave Suite F, Capitola, CA 95010
(831) 462-1406 vistapropertiesinc.com
Nicole Wood, Broker Associate - David Lyng Real Estate
301 Capitola Ave, Capitola, CA 95010
(831) 234-9309 nicolewood831.com
Pamela EASTON, REALTOR® - Sotheby's International Realty
627 Capitola Ave, Capitola, CA 95010
(831) 535-2649 pamelaeaston.com
EF Homes | Laif McClellan
510 Bay Ave, Capitola, CA 95010
(831) 325-8698 efhomes.com
Jason Flynn - Keller Williams Real Estate
1360 41st Ave Unit A, Capitola, CA 95010
(831) 219-8282
Ben Romero _ Realtor
828 Bay Ave, Capitola, CA 95010
(831) 653-6179 benromero.c21.com
Brandi Jones - Keller Williams Thrive- Santa Cruz - Capitola
1360 41st Ave Unit A, Capitola, CA 95010
(831) 588-5145 brandijonesrealtor.com

A first-time home buyer specialist in Capitola, California helps new buyers navigate the home purchase process. These professionals understand California specific programs like the CalHFA down payment assistance and local Santa Cruz County first-time buyer grants. They guide clients through loan options, closing procedures, and legal requirements unique to the state.

What Does a First-Time Home Buyer Specialist in Capitola Cost?

Typical costs for a first-time home buyer specialist in California range from 0 to 1 percent of the loan amount, often paid by the lender. Some specialists charge a flat fee between 500 and 1500 dollars. Costs vary based on the loan type and services provided. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Capitola?
A first-time home buyer specialist helps clients find suitable mortgage products, understand down payment assistance programs, and navigate the home buying process. They are familiar with Capitola real estate market conditions and California specific regulations.
What California programs are available for first-time buyers in Capitola?
California offers CalHFA loans with down payment assistance and the MyHome program for qualified buyers. Santa Cruz County also provides local grants and deferred payment loans for first-time buyers in Capitola.

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