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Compare First-Time Home Buyer Specialists in El Monte, CA

Compare first-time home buyer specialists in El Monte. Review contact information and insurance categorys before you decide.

3 agents listed
Updated June 2026
El Monte, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 3 first-time home buyer specialists in El Monte, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Golden Key Services
4200 Peck Rd STE# A, El Monte, CA 91732
(626) 357-4100 goldenkeyservices.com
Wing Wong Realtor - 1% Listing Fee
9650 Telstar Ave Unit A-119, El Monte, CA 91731
(626) 617-0128 kwwarchitecture.com
ModelOne Realty
10931 Valley Blvd, El Monte, CA 91731
(626) 733-4300 modelonerealty.com

A first-time home buyer specialist in El Monte, California can guide you through the home buying process and help you access state-specific programs. California offers down payment assistance through the California Housing Finance Agency (CalHFA) for qualified buyers. These specialists understand local market conditions and can explain legal requirements like the California Residential Purchase Agreement.

What Does a First-Time Home Buyer Specialist in El Monte Cost?

First-time home buyer specialists in California typically charge a commission paid by the seller, so you may not pay a direct fee. Some specialists offer flat-fee services ranging from 500 to 3,000 dollars for consulting or buyer representation. Costs can also include lender fees, appraisal costs (400 to 700 dollars), and escrow fees. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in El Monte?
A specialist helps you find suitable homes, navigate financing options, and understand California real estate laws. They can connect you with CalHFA programs that offer up to 10 percent of the purchase price for down payment assistance.
Am I eligible for first-time home buyer programs in California?
You generally qualify if you have not owned a home in the last three years. California programs also require a minimum credit score of 660 and completion of a homebuyer education course. Income limits vary by county and property location.

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