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Find First-Time Home Buyer Specialists Near You in Imperial Beach, CA

Looking for a first-time home buyer specialist in Imperial Beach? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Imperial Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 5 first-time home buyer specialists in Imperial Beach, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Madeline Foley | Imperial Beach, Coronado , & San Diego Realtor | Military Relocation Specialist
280 Palm Ave, Imperial Beach, CA 91932
(619) 679-1206 militaryhomessandiego.com
Deborah Vance: Realtor - Spirit Realty
700 Seacoast Dr, Imperial Beach, CA 91932
(619) 884-8783 deborahvancerealty.com
Crosby Home Team | Coronado, San Diego & Imperial Beach Realtor | Military Relocation Professional
951 Seacoast Dr Unit 1, Imperial Beach, CA 91932
(619) 616-0573 crosbyhometeam.com
Mindy Larson I San Diego & Imperial Beach REALTOR®
951 Seacoast Dr Suit 101, Imperial Beach, CA 91932
(702) 321-0708 mindylarson.exprealty.com
Seacoast Realty Group
600 Palm Ave UNIT 115, Imperial Beach, CA 91932
(619) 349-0456 seacoastrealtygroup.com

A first-time home buyer specialist in Imperial Beach, California helps you navigate the local real estate market and understand state-specific programs. These specialists guide you through California down payment assistance options and the California Housing Finance Agency (CalHFA) loans. They also explain local Imperial Beach property tax rules and coastal zone requirements.

What Does a First-Time Home Buyer Specialist in Imperial Beach Cost?

In California, first-time home buyer specialist services are typically paid by the seller through a commission split, so you may pay nothing directly. If you hire a buyer agent separately, costs range from 2.5 to 3 percent of the purchase price. For a home in Imperial Beach priced around 800,000 dollars that could be 20,000 to 24,000 dollars. Some specialists charge a flat fee of 3,000 to 5,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Imperial Beach?
A specialist helps you find suitable homes, connect with lenders, and understand California first-time buyer programs. They explain the CalHFA MyHome assistance program which offers up to 3.5 percent of the purchase price for down payment help. They also guide you through the California disclosure requirements for coastal properties near Imperial Beach.
What California programs are available for first-time buyers in Imperial Beach?
California offers the CalHFA FHA loan program with low down payment options and the MyHome assistance program for closing costs. The California Dream For All Shared Appreciation loan program may also be available. These programs have income limits and require completion of a homebuyer education course.

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