Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 20 first-time home buyer specialists in Laguna Niguel, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
McGuire Team Real Estate
30190 Town Center Dr D, Laguna Niguel, CA 92677
(949) 248-8401
mcguireteam.com
Herbie The House Hunter - Laguna Niguel
32451 Golden Lantern #210, Laguna Niguel, CA 92677
(949) 463-1046
herbiethehousehunter.com
Christe Roknich, Realtor
32451 Golden Lantern #210, Laguna Niguel, CA 92677
(949) 240-5892
roknich.com
Randy Ora - The Ora Group, Luxury Realtor | Berkshire Hathaway DRE #01210081
30221 Golden Lantern, Laguna Niguel, CA 92677
(949) 584-4466
theoragroup.com
Drake Cruz, REALTOR® | Homes for Heroes SoCal Specialist
27941 La Paz Rd C, Laguna Niguel, CA 92677
(562) 884-9016
drake4homes.com
Robert Najafinia | Realty ONE
23811 Aliso Creek Rd #170, Laguna Niguel, CA 92677
(949) 300-4388
homesbyrobertnajafinia.com
Martha Haecherl HOMES Real Estate | Orange County REALTOR®️ | Keller Williams
27941 La Paz Rd C, Laguna Niguel, CA 92677
(949) 382-0636
marthahaecherlhomes.com
Natasha Spector The Godfrey Group Coldwell Banker
28051 Greenfield Dr Suite A, Laguna Niguel, CA 92677
(949) 295-1024
godfreygrouphomes.com
Hoda Kazemi - First Team Real Estate
32451 Golden Lantern #210, Laguna Niguel, CA 92677
(949) 350-0014
hodakazemi.firstteam.com
Pam Fecher - Residential Real Estate
32451 Golden Lantern #210, Laguna Niguel, CA 92677
(949) 702-4400
firstteam.com
Jon Ettelson | Coldwell Banker
28051 Greenfield Dr Suite A, Laguna Niguel, CA 92677
(949) 295-0059
lagunahomefinder.com
Josh Kisseberth Real Estate | COMPASS
92 Oakcliff Dr, Laguna Niguel, CA 92677
(949) 385-1684
joshkissrealestate.com
Dave Vera Real Estate Group RE/MAX Select One
30190 Town Center Dr D, Laguna Niguel, CA 92677
(949) 683-7081
davevera.com
Martin Wilson REALTOR, FTBS, GHS
23811 Aliso Creek Rd #170, Laguna Niguel, CA 92677
(949) 244-8753
theoneorangecountyrealtor.com
Suzanne Goldman, REALTOR®
28051 Greenfield Dr Suite A, Laguna Niguel, CA 92677
(949) 278-5017
suzannegoldmanhomes.com
Michelle Beamish - Realtor, Berkshire Hathaway HomeServices California Properties
30221 Golden Lantern #A, Laguna Niguel, CA 92677
(949) 939-9131
michellebeamish.com
Will Knudson | First Team Laguna Niguel
32451 Golden Lantern #210, Laguna Niguel, CA 92677
(949) 629-4814
willknudson.firstteam.com
Kurt Hagel, Realtor - First Team Real Estate
32451 Golden Lantern, Laguna Niguel, CA 92677
(949) 280-3535
Frances Hicks Your South Coast REALTOR
24050 Aliso Creek Rd #200, Laguna Niguel, CA 92677
(949) 456-9777
southorangecounty4sale.com
What Does a First-Time Home Buyer Specialist in Laguna Niguel Cost?
In California first-time home buyer specialists typically charge a flat fee ranging from 500 to 1500 dollars or an hourly rate between 100 and 300 dollars. Some specialists offer a package that includes document review and escrow coordination for a set price. Costs vary based on the complexity of your transaction and the specific services needed. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Laguna Niguel?
A first-time home buyer specialist helps you understand the home buying process from pre-approval to closing. They explain California specific programs such as CalHFA down payment assistance and the California Dream For All Shared Appreciation loan. They also coordinate with local lenders and real estate agents to find homes within your budget.
What California programs are available for first-time buyers in Laguna Niguel?
California offers the CalHFA MyHome Assistance Program which provides a deferred payment junior loan of up to 10 percent of the purchase price. The California Dream For All Shared Appreciation loan offers up to 20 percent of the purchase price for down payment help. Orange County also has local programs through the Orange County Housing Authority that may provide additional assistance.
How do I qualify as a first-time home buyer in California?
In California you generally qualify as a first-time buyer if you have not owned a home in the last three years. You must meet income limits which vary by county and program. For CalHFA programs your credit score typically needs to be at least 660 and you must complete a home buyer education course.
First-Time Home Buyer Specialists in Other California Cities
Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · American Canyon · Anaheim · Antioch · Apple Valley · Arcadia · Arcata · Arroyo Grande · Artesia · Atascadero · Atwater