A first-time home buyer specialist in Los Altos California can guide you through the complex process of purchasing your first home. California law requires specific disclosures and offers programs like the California Housing Finance Agency (CalHFA) down payment assistance. These specialists help you understand local market conditions and legal requirements in Santa Clara County.
What Does a First-Time Home Buyer Specialist in Los Altos Cost?
First-time home buyer specialists in California typically charge a flat fee or a percentage of the home price. Fees range from 2.5 percent to 3 percent of the purchase price, often paid by the seller. Additional costs include loan origination fees (0.5 to 1 percent of the loan amount) and escrow fees (about 1 to 2 percent of the purchase price). This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
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