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First-Time Home Buyer Specialists in Moraga, CA

Looking for a first-time home buyer specialist in Moraga? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Moraga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 4 first-time home buyer specialists in Moraga, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Katy Anderson + Katie Krembs Team
1100 Moraga Way # 113, Moraga, CA 94556
(510) 694-2244 katyandkatie.com
BrightWork Realty Advocates, The Olsen Team - Lamorinda Realtors
455 Moraga Rd Suite 1, Moraga, CA 94556
(925) 381-2151 brightworkrealty.com
Sam Dhingra - Broker | Bay Town Brokers
533 Moraga Rd Ste 210, Moraga, CA 94556
(925) 786-0039 baytownbrokers.com
Kyle Lerch - Real Estate Agent, Brightwork Realty Advocates
1150 Moraga Way Suite 200, Moraga, CA 94556
(925) 980-6988 brightworkrealty.com

A first-time home buyer specialist in Moraga, California helps you navigate the local real estate market and understand California specific laws. These specialists guide you through programs like the California Housing Finance Agency CalHFA down payment assistance. They also explain important rules such as the California preliminary title report requirement and contingency periods in purchase contracts.

What Does a First-Time Home Buyer Specialist in Moraga Cost?

First-time home buyer specialist fees in California are typically paid as a commission by the home seller, not the buyer. This commission is usually 5 to 6 percent of the sale price, split between the buyer agent and seller agent. Some specialists may charge a flat fee or hourly rate if you are not buying through them. Costs vary by case and agreement. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Moraga?
A specialist helps you find suitable homes, understand financing options, and navigate California purchase agreements. They explain local market conditions and connect you with lenders who offer first-time buyer programs.
What California programs are available for first-time buyers in Moraga?
California offers the CalHFA MyHome assistance program for down payment help. The California Dream For All Shared Appreciation loan is another option. Income limits apply and these programs have specific eligibility rules.

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