Skip to main content

First-Time Home Buyer Specialists in Morro Bay, CA

Browse first-time home buyer specialists serving Morro Bay, California. Contact information and addresses listed below.

13 agents listed
Updated June 2026
Morro Bay, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 13 first-time home buyer specialists in Morro Bay, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Navigators Real Estate
545 Main St Ste B, Morro Bay, CA 93442
(805) 500-3911 navhomes.com
Envoy Mortgage - Morro Bay, CA
310 Morro Bay Blvd Suite 101, Morro Bay, CA 93442
(805) 225-6166 envoymortgage.com
Sean Mertens - Assist Home Loans
1185 Las Tunas St, Morro Bay, CA 93442
(805) 540-9909 seanmertens-assisthomeloans.com
Coast Realty - Chris Bath
245 Morro Bay Blvd, Morro Bay, CA 93442
(805) 801-0268 coastonhome.com
Brittany Hensley
545 Main St # B1, Morro Bay, CA 93442
(805) 712-7049 beachinbritt.com
Chris Langley | The Langley Group | Compass
601 Morro Bay Blvd ste d, Morro Bay, CA 93442
(805) 234-7119 viewslohomes.com
Nicholas Nisbet, West Coast Properties
710 Morro Bay Blvd, Morro Bay, CA 93442
(805) 423-5832 homesnap.com
Julianna Gimelli, The Langley Group, Compass
601 Morro Bay Blvd ste d, Morro Bay, CA 93442
(559) 907-8158
Tyler Fechner, Compass
601 Morro Bay Blvd ste d, Morro Bay, CA 93442
(805) 801-8236 tylerfechner.viewslohomes.com
Carrie Filler, Realtor
545 Main St # B1, Morro Bay, CA 93442
(805) 459-5673 navhomes.com
Joel Pace Real Estate Agent in Morro Bay, CA
317 Morro Bay Blvd, Morro Bay, CA 93442
(805) 703-0778 joelpacerealestate.com
Central Coast Lending
601 Morro Bay Blvd Suite B, Morro Bay, CA 93442
(805) 543-5626 centralcoastlending.com
Alice Frawley - Navigators Real Estate
545 Main St, Morro Bay, CA 93442
(805) 471-0312 navhomes.com

A first-time home buyer specialist in Morro Bay California helps new buyers navigate the local real estate market and California-specific laws. These specialists guide clients through programs like the California Housing Finance Agency CalHFA down payment assistance. Morro Bay offers unique coastal properties, and a specialist can explain local zoning rules and disclosure requirements.

What Does a First-Time Home Buyer Specialist in Morro Bay Cost?

In California, a first-time home buyer specialist typically charges a fee based on a percentage of the home price, often 2.5 to 3 percent, paid by the seller at closing. Some specialists offer flat fee services ranging from 500 to 3,000 dollars. Additional costs may include loan origination fees, appraisal fees, and title insurance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Morro Bay?
A specialist helps you understand the home buying process, find suitable properties, and access California first-time buyer programs. They also explain local market conditions and required disclosures for coastal homes.
Are there California programs for first-time home buyers in Morro Bay?
Yes, the CalHFA offers down payment assistance and low-interest loans for first-time buyers. Some local programs may also apply in San Luis Obispo County. A specialist can help you qualify.

First-Time Home Buyer Specialists in Other California Cities