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Compare First-Time Home Buyer Specialists in Saratoga, CA

Directory of first-time home buyer specialists in Saratoga, California. Verify credentials with the state state mortgage licensing authority before hiring.

17 agents listed
Updated June 2026
Saratoga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 17 first-time home buyer specialists in Saratoga, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tse Group Real Estate
12950 Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 807-8808 tsegroup.com
Helen He, MBA, Associate Broker
12029 Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 888-5810 helenhe.sites.cbmoxi.com
Erfan Modir
12988B Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 772-1275 erfanmodir.com
Yvonne Dong Luxury Homes
12988 B Saratoga Sunnyvale Rd, Saratoga, CA 95070
(650) 382-7243 intero.com
Justin & Saskia, Intero Real Estate Services
12988-B Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 687-3460 justincarrow.com
Andy Tse, Intero Real Estate Services
12988-B Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 807-8808 tsegroup.com
Sophie Han - Realtor
12029 Saratoga Sunnyvale Rd #288, Saratoga, CA 95070
(408) 913-5768 coldwellbankerhomes.com
James Morris Homes
14375 Saratoga Ave #104, Saratoga, CA 95070
(408) 828-1998 jamesmorrishomes.com
Anjali Kausar, Realtor
12988-B Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 838-0502 intero.com
Amol Heda
12820 Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 307-9465 teamheda.com
Dani Wolter Luxury Homes
12029 Saratoga Sunnyvale Rd #288, Saratoga, CA 95070
(408) 355-4222 luxuryhomesbydani.com
KW Bay Area Real Estate Agent in Saratoga, California : Haiyan Fu REALTOR
12820 Saratoga Sunnyvale Rd, Saratoga, CA 95070
(650) 201-7338 haiyanfu.com
Christine Shih Realtor
12029 Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 781-0508 coldwellbankerhomes.com
Zdenka Mahan
Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 656-4439 zdenkamahan.com
Bobby Chiorean Real Estate
12988B Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 506-6031 homes.com
May Yang
12029 Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 889-9389 mayyang.sites.cbmoxi.com
Trevor Feichtmann, Intero Real Estate Services
12988 B Saratoga Sunnyvale Rd, Saratoga, CA 95070
(408) 710-1669 tfeichtmann.intero.com

Buying your first home in Saratoga requires understanding California specific laws and local market conditions. A first-time home buyer specialist can guide you through California disclosure requirements and the state mandatory cooling-off period. These professionals help you navigate the unique process of purchasing a home in Santa Clara County.

What Does a First-Time Home Buyer Specialist in Saratoga Cost?

Typical costs for a first-time home buyer specialist in California range from 1 percent to 3 percent of the purchase price as a commission, often paid by the seller. Additional costs include a home inspection costing 400 to 600 dollars and an appraisal costing 500 to 700 dollars. California requires a home buyer education course that may cost 50 to 100 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Saratoga?
A specialist helps you understand California first-time buyer programs like the CalHFA loan and down payment assistance. They also explain local property tax rules and the California transfer disclosure statement. Their goal is to make the buying process clear and manageable.
What California programs are available for first-time buyers in Saratoga?
California offers the CalHFA MyHome assistance program which provides a deferred payment junior loan of up to 10 percent of the purchase price. The California Dream For All Shared Appreciation loan is another option for qualified buyers. These programs have income limits and require a home buyer education course.

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