Skip to main content

Find First-Time Home Buyer Specialists Near You in Scotts Valley, CA

Directory of first-time home buyer specialists in Scotts Valley, California. Verify credentials with the state state mortgage licensing authority before hiring.

12 agents listed
Updated June 2026
Scotts Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 12 first-time home buyer specialists in Scotts Valley, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jose Salas
5435 Scotts Valley Dr b, Scotts Valley, CA 95066
(831) 713-9139 josesalasrealestate.com
Paul Burrowes - David Lyng Real Estate
5522 Scotts Valley Dr, Scotts Valley, CA 95066
(831) 295-5130 burrowes.com
Community Real Estate | MATT & MANDY DRAPER
5610 Scotts Valley Dr, Scotts Valley, CA 95066
(831) 438-6215 communityrealestate.biz
Rob Carling Realtor at Community Real Estate
5610 Scotts Valley Dr Suite E, Scotts Valley, CA 95066
(831) 818-0770 robcarlingrealestate.com
Colette Schaefer, Realtor
5522 Scotts Valley Dr Suite A, Scotts Valley, CA 95066
(831) 588-5939 colettesellingsantacruz.com
Jennifer Gilberg
4740 Scotts Valley Dr Ste E, Scotts Valley, CA 95066
(831) 359-2148 360realestatepros.com
360° Real Estate
4740 Scotts Valley Dr, Scotts Valley, CA 95066
(831) 359-8870 360realestatepros.com
Bay Equity Home Loans
Scotts Valley Dr, Scotts Valley, CA 95066
(831) 461-0100 bayequityhomeloans.com
Liz Kroft • Santa Cruz & Monterey County Realtor
269 Mt Hermon Rd UNIT 104, Scotts Valley, CA 95066
(831) 854-7489 athomewithliz.com
Jill Davis Real Estate
5522 Scotts Valley Dr, Scotts Valley, CA 95066
(831) 588-6206 jilldavisrealestate.com
CENTURY 21 Showcase, REALTORS
266 Mt Hermon Rd Space O, Scotts Valley, CA 95066
(831) 438-8400 c21showcase.com
John McCombs at David Lyng Real Estate
5522 Scotts Valley Dr, Scotts Valley, CA 95066
(831) 588-8464 johnmccombs.com

A first-time home buyer specialist in Scotts Valley California can guide you through the local real estate market and California specific purchase requirements. These specialists understand programs like the California Housing Finance Agency CalHFA loans and down payment assistance. They help you navigate disclosures and contingencies required under California law.

What Does a First-Time Home Buyer Specialist in Scotts Valley Cost?

Typical costs for a first-time home buyer specialist in California range from 500 to 1500 dollars for a consultation or flat fee. Some specialists charge a percentage of the loan amount usually 0.5 to 1 percent. Costs vary by case and services provided. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Scotts Valley?
A specialist helps you understand mortgage options and local market conditions. They explain California specific programs like CalHFA and the MyHome assistance program. They also coordinate with lenders and real estate agents to streamline your purchase.
What California programs help first-time buyers in Scotts Valley?
California offers CalHFA conventional and FHA loans with down payment assistance up to 3 percent of the purchase price. The MyHome assistance program provides a deferred payment junior loan. Scotts Valley buyers may also qualify for county specific programs through Santa Cruz County.

First-Time Home Buyer Specialists in Other California Cities