Compare First-Time Home Buyer Specialists in Plant City, FL
Compare first-time home buyer specialists in Plant City. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Florida before hiring.
Showing 10 first-time home buyer specialists in Plant City, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a First-Time Home Buyer Specialist in Plant City Cost?
Typical costs for a first-time home buyer specialist in Florida range from 2.5 to 3 percent of the purchase price, paid by the seller in most transactions. Down payment assistance programs in Florida may require a fee of 1 to 2 percent of the loan amount. Additional costs include home inspection fees of 300 to 500 dollars and closing costs of 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Plant City?
A specialist helps you find suitable homes, secure financing, and understand Florida real estate contracts. They coordinate with lenders and title companies to ensure a smooth closing. They also explain Florida first-time buyer programs and tax benefits.
Are there Florida-specific programs for first-time home buyers?
Yes, the Florida Housing Finance Corporation offers the Florida First program with a 30-year fixed rate mortgage and down payment assistance up to 5 percent of the loan amount. Buyers must complete a home buyer education course and meet income and purchase price limits. These programs are available in Plant City and throughout Hillsborough County.
How long does it take to close on a home in Florida?
A typical closing in Florida takes 30 to 45 days from contract acceptance. Florida law requires a 7-day right of rescission for certain loan types. Your specialist will help you meet all deadlines and contingencies.