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Compare First-Time Home Buyer Specialists in Poinciana, FL

Looking for a first-time home buyer specialist in Poinciana? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Poinciana, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 3 first-time home buyer specialists in Poinciana, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Poinciana New Homes by Holiday Builders
359 W Aster Ct, Poinciana, FL 34759
(407) 556-9722 holidaybuilders.com
Miguel Elvira Realtor
149 Bell Tower Crossing, Poinciana, FL 34759
(407) 257-7767 homesnap.com
wmc properties
1204 Amazon Way, Poinciana, FL 34759
(561) 876-2462

A first-time home buyer specialist in Poinciana, Florida can guide you through the home buying process. Florida law requires specific disclosures and inspections for residential sales. These specialists help you understand local programs like the Florida HFA first-time home buyer loan and down payment assistance.

What Does a First-Time Home Buyer Specialist in Poinciana Cost?

Typical costs for a first-time home buyer specialist in Florida range from 2.5% to 3% of the purchase price, paid by the seller at closing. Down payment assistance programs may cover 3% to 5% of the home price. Additional costs include a home inspection (300 to 500 dollars) and title insurance (about 0.5% of the purchase price). This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Poinciana?
A specialist helps you find suitable homes, connect with lenders, and understand Florida real estate contracts. They also explain state-specific requirements such as the Florida Realtors AS IS contract and mandatory seller disclosures.
What Florida programs are available for first-time buyers in Poinciana?
Florida offers the Florida HFA first-time home buyer program with 30-year fixed rate mortgages and down payment assistance up to $10,000. The USDA Rural Development loan is also available for homes in eligible areas of Poinciana.
How long does the home buying process take for a first-time buyer in Florida?
The process typically takes 30 to 60 days from offer to closing. Florida law gives buyers a 15-day inspection period unless waived. The closing must be handled by a Florida licensed title agent or attorney.

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