Find First-Time Home Buyer Specialists in St Augustine Beach, FL
Browse first-time home buyer specialists serving St Augustine Beach, Florida. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 2 first-time home buyer specialists in St Augustine Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a First-Time Home Buyer Specialist in St Augustine Beach Cost?
Typical costs for a first-time home buyer specialist in Florida range from 1% to 3% of the purchase price as a flat fee or hourly rates of $150 to $400. Some specialists offer package deals for first-time buyers starting around $1,500. Costs vary by case and services provided. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in St Augustine Beach?
A specialist helps you find suitable homes, navigate Florida mortgage rules, and apply for state down payment assistance. They also coordinate with local lenders and real estate agents to ensure a smooth purchase process.
Are there Florida grants for first-time home buyers in St Augustine Beach?
Yes, the Florida Housing Finance Corporation offers the Florida First and Florida HFA programs. These provide up to $10,000 in down payment and closing cost assistance for eligible first-time buyers in St Augustine Beach.
What Florida laws affect first-time home buyers in St Augustine Beach?
Florida requires a 7 day rescission period for certain loan types under the Truth in Lending Act. Also, Florida has a homestead exemption that can reduce property taxes for primary residences.