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First-Time Home Buyer Specialists in Valrico, FL

Browse first-time home buyer specialists serving Valrico, Florida. Contact information and addresses listed below.

10 agents listed
Updated June 2026
Valrico, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 10 first-time home buyer specialists in Valrico, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tony Baroni Team - Keller Williams Realty
2350 FL-60 Suite 207, Valrico, FL 33594
(813) 425-1400 tonybaroni.com
The Brenda Wade Team
1709 E Bloomingdale Ave, Valrico, FL 33596
(813) 655-5333 brendawade.com
Team Thompson FL - Keller Williams Realty
2350 FL-60, Valrico, FL 33594
(813) 777-8382 teamthompsonfl.com
Mike Neill Mortgage Broker NMLS #1064583
4934 Willow Ridge Terrace, Valrico, FL 33596
(813) 892-8666 mikeneillmortgagebroker.com
Gary Lambdin, Realtor with The Duncan Duo at LPT Realty
2234 Lithia Center Ln, Valrico, FL 33596
(813) 365-1102 zillow.com
The Ans Group - Keller Williams Suburban Tampa
2350 FL-60, Valrico, FL 33594
(813) 368-2699 besthomesoftampabay.kw.com
Garth Jones & Heather Jenkins, HG Homes @ Keller Williams Suburban Tampa Realtors and Property Management in Valrico FL
2350 E FL-60, Valrico, FL 33594
(813) 787-4212 hg-homes.com
1 Percent Guys Tampa Bay
2710 Valencia Grove Dr, Valrico, FL 33596
(813) 431-9208 1percentguystampabay.com
Sharon Miller Realtor
2350 FL-60 East, Valrico, FL 33594
(813) 787-5408 sharonmiller.kw.com
Linda Temples | Tampa Bay | Real Estate Agent
901 Innergary Pl, Valrico, FL 33594
(813) 210-2002 tampabayhomesteam.com

What Does a First-Time Home Buyer Specialist in Valrico Cost?

Typical costs for a first-time home buyer specialist in Florida range from 2.5 percent to 3 percent of the purchase price as a commission paid by the seller. Down payment assistance programs in Florida may require a fee of 1 percent to 2 percent of the loan amount. Closing costs in Valrico average 2 percent to 5 percent of the home price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist in Valrico do?
A specialist helps you find suitable homes and connect with lenders. They explain Florida first-time home buyer programs and assist with the offer and negotiation process. They also coordinate with title companies and inspectors for a smooth closing.
What Florida programs are available for first-time home buyers in Valrico?
Florida offers the Florida HFA first mortgage loan with down payment assistance up to 5 percent of the loan amount. The Florida Homeownership Loan Program also provides low interest rates. These programs have income and purchase price limits that apply to Hillsborough County.

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