A first-time home buyer specialist in Union City Georgia helps you navigate the home buying process from pre-approval to closing. Georgia offers specific programs like the Georgia Dream Homeownership Program which provides down payment assistance for eligible buyers in Union City. These specialists understand local market conditions and can guide you through Georgia law requirements including the need for a licensed attorney to handle closing.
What Does a First-Time Home Buyer Specialist in Union City Cost?
Typical costs for a first-time home buyer specialist in Georgia range from 2.5% to 3% of the purchase price which is usually paid by the seller as part of the commission. Additional fees include loan origination fees around 1% of the loan amount and closing costs averaging 2% to 5% of the home price. For a $250,000 home in Union City closing costs might be $5,000 to $12,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
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