Find First-Time Home Buyer Specialists Near You in Des Plaines, IL
Looking for a first-time home buyer specialist in Des Plaines? Review the directory below to compare your options.
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State Mortgage Licensing Authority of Illinois before hiring.
Showing 20 first-time home buyer specialists in Des Plaines, IL
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A first-time home buyer specialist in Des Plaines Illinois helps you navigate the local market and Illinois specific programs. These specialists understand the Illinois Housing Development Authority grants and the state tax credit for first time buyers. They guide you through the entire process from pre approval to closing.
What Does a First-Time Home Buyer Specialist in Des Plaines Cost?
Typical costs for a first-time home buyer specialist in Illinois range from 0 to 500 dollars for an initial consultation. Many specialists charge a flat fee between 1,000 and 3,000 dollars for full service. Some work on a commission basis paid by the seller at closing. Costs vary by case and services provided. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Des Plaines?
A first-time home buyer specialist is a real estate agent or mortgage advisor who focuses on helping people buy their first home. They know about Illinois down payment assistance programs like the IHDA Access Forgivable loan. They also understand local Des Plaines neighborhoods and school districts.
What Illinois programs are available for first-time home buyers?
Illinois offers the IHDA Access Forgivable loan which provides up to 10,000 dollars for down payment and closing costs. The state also has a Mortgage Credit Certificate that gives a federal tax credit each year. Both programs have income and purchase price limits that apply in Des Plaines.
How do I qualify for first-time home buyer programs in Illinois?
You must not have owned a home in the past three years to qualify as a first-time buyer. Income limits for Des Plaines are based on household size and county median income. You also need a minimum credit score of 640 for most Illinois Housing Development Authority programs.