Find First-Time Home Buyer Specialists in Granite City, IL
Directory of first-time home buyer specialists in Granite City, Illinois. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Illinois before hiring.
Showing 8 first-time home buyer specialists in Granite City, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a First-Time Home Buyer Specialist in Granite City Cost?
Typical costs for a first-time home buyer specialist in Illinois range from 0 to 500 dollars for a consultation fee, though many agents work on commission paid by the seller. Down payment assistance programs like IHDA may charge an origination fee of 1 to 2 percent of the loan amount. Closing costs in Granite City average 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Granite City?
A first-time home buyer specialist is a real estate agent or mortgage professional focused on helping buyers who have not owned a home in the past three years. They know about Illinois Housing Development Authority programs and local grants available in Granite City.
What Illinois programs help first-time buyers in Granite City?
Illinois offers the IHDA SmartBuy program which provides up to 6 percent of the purchase price for down payment assistance. The Access Forgivable loan gives up to 10,000 dollars with no repayment required if you stay in the home for 10 years. These programs have income and purchase price limits.