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Find First-Time Home Buyer Specialists Near You in Oswego, IL

Browse first-time home buyer specialists serving Oswego, Illinois. Contact information and addresses listed below.

18 agents listed
Updated June 2026
Oswego, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 18 first-time home buyer specialists in Oswego, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jerry & Erin Hill, Realtor
2725 Walter Payton Memorial Hwy, Oswego, IL 60543
(630) 336-5962 erinjerryhill.coldwellhomes.com
Jessica Taylor, Real Estate Agent | john greene Realtor
2677 US-34, Oswego, IL 60543
(630) 290-9262 jessicataylor.johngreenerealtor.com
Kim Grant -John Greene Realtor:
2677 US-34, Oswego, IL 60543
(630) 251-4244 kimgrantsellshomes.com
Rich Ayers, REALTOR
306 Furlong St, Oswego, IL 60543
(630) 430-5927 ayersteam.com
Ryan Kurtz, john greene Realtor
2677 US-34, Oswego, IL 60543
(630) 251-5386 ryankurtzrealtor.com
Michelle Sather Realtor
804 Barton Dr, Oswego, IL 60543
(630) 247-8428 michellesatherrealtor.com
Jeremy McCalmont, Managing Broker/Owner, HomeLITE Real Estate
454 Waubonsee Cir Dr, Oswego, IL 60543
(630) 479-1346 jeremymccalmont.com
Lisa Hillman | Oswego Real Estate Agent | john greene Realtor
2677 Walter Payton Memorial Hwy, Oswego, IL 60543
(630) 276-8455 hillmansellshomes.net
Julie Forgue, Coldwell Banker Real Estate Group
2725 Walter Payton Memorial Hwy, Oswego, IL 60543
(630) 401-6255 heckelsberghomes.com
john greene Realtor - Oswego
2677 US-34, Oswego, IL 60543
(630) 554-4400 johngreenerealtor.com
Terry Anderson - Broker for the Anderson Team @ john greene Realtor
2677 US-34, Oswego, IL 60543
(630) 294-6378 homesnap.com
Richard Vesely, Realtor®, Coldwell Banker Real Estate Group
2725 Walter Payton Memorial Hwy, Oswego, IL 60543
(630) 364-0877 richvesely.com
Greg Wroblewski Realtor - Coldwell Banker Real Estate Group
2725 US-34, Oswego, IL 60543
(630) 269-1793 gmwhomes.com
Andrea Estrada Realtor
2677 US-34, Oswego, IL 60543
(630) 962-0866 andreaestrada.johngreenerealtor.com
Coldwell Banker Real Estate Group
2725 US-34, Oswego, IL 60543
(630) 896-3100 coldwellhomes.com
john greene Realtor: Sandy Koehler
2677 Walter Payton Memorial Hwy, Oswego, IL 60543
(630) 299-6996 sandykoehler.johngreenerealtor.com
Martha Ochoa Coldwell Banker Real Estate Group
2725 US-34, Oswego, IL 60543
(630) 809-2717 mochoa.coldwellhomes.com
Austin Millard Homes
19 Abbeyfeale Dr, Oswego, IL 60543
(630) 770-9875 instagram.com

A first-time home buyer specialist in Oswego, Illinois can guide you through the unique steps of buying your first home. Illinois offers specific programs like the IHDA SmartBuy and SmartMove loans that provide down payment assistance. Local specialists know the Oswego market and can help you navigate Illinois real estate laws and closing procedures.

What Does a First-Time Home Buyer Specialist in Oswego Cost?

Typical costs for a first-time home buyer specialist in Illinois range from 2.5% to 3% of the purchase price, which is often paid by the seller. Down payment assistance programs may require a fee of 1% to 2% of the loan amount. Closing costs in Illinois usually total 2% to 5% of the home price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist in Oswego do?
A specialist helps you understand Illinois first-time buyer programs, pre-approval requirements, and local market conditions. They can connect you with lenders who offer Illinois Housing Development Authority (IHDA) loans. Their goal is to simplify the process for buyers with no prior home ownership.
What Illinois programs are available for first-time buyers in Oswego?
Illinois offers the IHDA SmartMove loan with a 30-year fixed rate and down payment assistance up to 5% of the loan amount. The SmartBuy program provides up to 5% in assistance for buyers who have student debt. Both programs require completing a homebuyer education course approved by IHDA.

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