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Find First-Time Home Buyer Specialists Near You in Ottawa, IL

Browse first-time home buyer specialists serving Ottawa, Illinois. Contact information and addresses listed below.

17 agents listed
Updated June 2026
Ottawa, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 17 first-time home buyer specialists in Ottawa, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alpha Home and Building Inspections, PLLC
921 Christie St, Ottawa, IL 61350
(815) 245-7010 alphahomeandbuildinginspections.com
The Chrysalis Group
718.5 La Salle St Unit 1, Ottawa, IL 61350
(815) 433-4030 thechrysalis.group
Phil Makarewicz, Realtor - RE/MAX 1st Choice
122 W Madison St Suite 3, Ottawa, IL 61350
(815) 579-9314
Tammy Barry - Homesmart Realty Group
1015 La Salle St Suite B, Ottawa, IL 61350
(815) 252-3113 starvedrockrealestate.com
Washington Square Realtors Inc
827 Columbus St, Ottawa, IL 61350
(815) 434-3630 washingtonsquarerealtors.com
New Homes by Heritage Harbor
7 Willow Wy, Ottawa, IL 61350
(815) 435-4736 visitheritageharbor.com
Coldwell Banker Real Estate Group
1402 Columbus St, Ottawa, IL 61350
(815) 433-5501 coldwellhomes.com
Unrivaled Properties @ TCG Realty
1400 State St, Ottawa, IL 61350
(815) 324-4373 unrivaledproperties.com
Tony Buys Homes Central Illinois
507 Chapel St, Ottawa, IL 61350
(815) 475-5034 tonybuyshomescash.com
CENTURY 21 Windsor Realty
A, 2715 Columbus St, Ottawa, IL 61350
(815) 434-2122 windsorsellshomes.com
RE/MAX 1st Choice
122 W Madison St Suite 3, Ottawa, IL 61350
(815) 488-6611 remax.com
James Rice, Washington Square, Realtors
827 Columbus St, Ottawa, IL 61350
(815) 343-0831 homesnap.com
Shawn Sell Broker RE/MAX 1st Choice
122 W Madison St Suite 3, Ottawa, IL 61350
(630) 664-7085
Gina Stoudt, Managing Broker, The Chrysalis Group, Ottawa, IL
2740 Columbus St STE 300, Ottawa, IL 61350
(815) 302-4641 ginastoudt.com
Doug Carroll - RE/MAX 1ST Choice
122 W Madison St Suite 3, Ottawa, IL 61350
(815) 434-3337 dougcarroll.remax.com
HomeSmart Realty Group
1015 La Salle St, Ottawa, IL 61350
(708) 320-0002 homesmart.com
Katie Troccoli, Washington Square, Realtors
827 Columbus St, Ottawa, IL 61350
(815) 228-2058

A first-time home buyer specialist in Ottawa, Illinois can guide you through the process of purchasing your first home. These professionals are familiar with Illinois-specific programs like the Illinois Housing Development Authority (IHDA) grants and the SmartBuy program. They help you understand local market conditions in LaSalle County and connect you with lenders who offer first-time buyer loans.

What Does a First-Time Home Buyer Specialist in Ottawa Cost?

Typical costs for a first-time home buyer specialist in Illinois range from 2.5% to 3% of the purchase price for real estate agent commissions, paid by the seller. Lender fees often total 1% to 2% of the loan amount. Down payment assistance programs may reduce upfront costs. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Ottawa?
A specialist helps you find suitable properties, navigate financing options, and understand Illinois first-time buyer programs. They coordinate with lenders and real estate agents to simplify the purchase process.
What Illinois programs are available for first-time buyers in Ottawa?
Illinois offers the IHDA Access Forgivable Loan for down payment assistance and the SmartBuy program for buyers with student debt. Ottawa residents may also qualify for local grants through LaSalle County housing agencies.
How long does the first-time home buying process take in Illinois?
The process typically takes 30 to 60 days from offer to closing. Illinois law requires a signed purchase agreement and a home inspection before closing. Delays can occur with financing or appraisal issues.

First-Time Home Buyer Specialists in Other Illinois Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Illinois.

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