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First-Time Home Buyer Specialists in Roscoe, IL

Compare first-time home buyer specialists in Roscoe. Review contact information and insurance categorys before you decide.

12 agents listed
Updated June 2026
Roscoe, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 12 first-time home buyer specialists in Roscoe, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage - Rockford, IL
4761 Bluestem Rd, Roscoe, IL 61073
(815) 713-1003 envoymortgage.com
Jessica Rielly - Envoy Mortgage Rockford
4761 Bluestem Rd, Roscoe, IL 61073
(815) 997-0149 envoymortgage.com
CENTURY 21 Affiliated
4962 Hononegah Rd, Roscoe, IL 61073
(815) 270-0901 c21affiliated.com
Lynessa Piper Broker Century 21 Affiliated
4962 Hononegah Rd, Roscoe, IL 61073
(815) 516-6005 agentlynessa.com
Valley Realtors
4761 Bluestem Rd, Roscoe, IL 61073
(815) 623-8300 valleyrealtors.illinoisproperty.com
Carrie Buckett Real Estate Specialist
4962 Hononegah Rd, Roscoe, IL 61073
(815) 540-5003 carriebuckett.sites.c21.homes
Jason Taylor, Century 21 Affiliated - Your Stateline Area Real Estate Expert
4962 Hononegah Rd, Roscoe, IL 61073
(815) 509-8662 jasontaylor.c21.com
Melissa Smith | Century 21 Affilated
4962 Hononegah Rd, Roscoe, IL 61073
(815) 623-6761 homesforsale.century21.com
Brandy Graves Century 21 Affiliated- Homes By Brandy
4962 Hononegah Rd, Roscoe, IL 61073
(815) 914-7752 brandygraves.sites.c21.homes
Justin Smith - Century 21 Affiliated
4962 Hononegah Rd, Roscoe, IL 61073
(815) 494-5394 justin_smith.myhomehq.biz
Branda LaBuy-RE/MAX Valley
4759 Bluestem Rd, Roscoe, IL 61073
(815) 566-9047 brandalabuy.remax.com
Debbi Paus Realtor
4962 Hononegah Rd, Roscoe, IL 61073
(815) 623-6672 century21.com

A first-time home buyer specialist in Roscoe, Illinois helps you navigate the purchase process with local knowledge. Illinois offers the SmartBuy program and a mortgage credit certificate that can reduce your federal tax liability. These specialists guide you through state-specific requirements and local market conditions in the Stateline area.

What Does a First-Time Home Buyer Specialist in Roscoe Cost?

In Illinois, first-time home buyer specialists typically charge a flat fee or a percentage of the home purchase price. Flat fees range from $500 to $1,500 for consultation and guidance. Percentage-based fees are usually 1% to 3% of the purchase price, often paid by the seller at closing. Additional costs include appraisal fees around $400 to $600 and title insurance averaging $1,000 to $2,000. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a first-time home buyer specialist in Roscoe?
A first-time home buyer specialist is a real estate professional who focuses on helping people purchase their first home. In Roscoe, they understand local neighborhoods, school districts, and the specific requirements of Illinois first-time buyer programs.
What Illinois programs are available for first-time buyers in Roscoe?
Illinois offers the IHDA SmartBuy program which provides down payment assistance and a mortgage credit certificate. The SmartBuy program requires a minimum 640 credit score and a purchase price limit of $350,000 in Winnebago County. These programs are income-based and must be used with an IHDA-approved lender.

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