Find First-Time Home Buyer Specialists Near You in Goshen, IN
Looking for a first-time home buyer specialist in Goshen? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Indiana before hiring.
Showing 11 first-time home buyer specialists in Goshen, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A first-time home buyer specialist in Goshen, Indiana can help you navigate the local housing market and understand state-specific programs. Indiana offers the First Home program through the Indiana Housing and Community Development Authority, which provides down payment assistance. A specialist can guide you through this process and connect you with local lenders and real estate agents.
What Does a First-Time Home Buyer Specialist in Goshen Cost?
First-time home buyer specialists in Indiana typically charge a commission paid by the seller, so there is usually no direct cost to you. However, you may pay for a home inspection, which costs 300 to 500 dollars, and an appraisal, which costs 400 to 600 dollars. Closing costs in Indiana average 2 to 5 percent of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Goshen?
A first-time home buyer specialist is a real estate professional who focuses on helping people buy their first home. They understand local market conditions in Goshen and can explain Indiana programs like the First Home and Next Home programs.
What Indiana programs are available for first-time home buyers?
Indiana offers the First Home program with 30-year fixed rate mortgages and down payment assistance of up to 6 percent of the loan amount. The Next Home program is for repeat buyers. Both are administered by the Indiana Housing and Community Development Authority.
How do I qualify for first-time home buyer assistance in Indiana?
You must be a first-time home buyer or not have owned a home in the past three years. Income limits vary by county. For Elkhart County, the 2024 income limit for a one-person household is 74,400 dollars. You must also complete a home buyer education course.