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Find First-Time Home Buyer Specialists Near You in Waterloo, IA

Looking for a first-time home buyer specialist in Waterloo? Review the directory below to compare your options.

10 agents listed
Updated June 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Iowa before hiring.
Showing 10 first-time home buyer specialists in Waterloo, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Wienands Real Estate
1730 W Ridgeway Ave Ste 1, Waterloo, IA 50701
(319) 269-2477 amywienands.com
Fischels Commercial and Residential Group
3510 Kimball Ave, Waterloo, IA 50702
(319) 234-5000 fischelsgroup.com
River's Edge Mortgage
999 Home Plaza Suite 203, Waterloo, IA 50701
(319) 239-7182 remloans.com
Berkshire Hathaway HomeServices One Realty Centre
1118 Ansborough Ave, Waterloo, IA 50701
(319) 233-7000 bhhsonerealty.com
RE/MAX Concepts - Waterloo
302 Commercial St Ste A, Waterloo, IA 50701
(319) 232-7100 realestateconcepts.net
Seth Hickman - Epique Realty
2324 Crossroads Blvd, Waterloo, IA 50702
(319) 240-9511 sethsrealestate.com
Rick Bauer Team - RE/MAX Concepts
302 Commercial St Ste A, Waterloo, IA 50701
(319) 493-3500 rickbauerteam.com
Elvir Begic, Epique Realty
101 Tower Park Dr, Waterloo, IA 50701
(319) 427-4711 cedarvalleylistings.com
Dawn Vogel, Berkshire Hathaway HomeServices - One Realty Centre
1118 Ansborough Ave, Waterloo, IA 50701
(319) 240-2589 homesnap.com
Rick Bauer
302 Commercial St Ste A, Waterloo, IA 50701
(319) 493-3500 rickbauerteam.com

A first-time home buyer specialist in Waterloo, Iowa can guide you through the purchase process and help you access state-specific programs. Iowa offers the FirstHome and Homes for Iowans programs through the Iowa Finance Authority, which provide down payment and closing cost assistance. Working with a local specialist ensures you understand Waterloo market conditions and Iowa real estate disclosure requirements.

What Does a First-Time Home Buyer Specialist in Waterloo Cost?

Typical costs for a first-time home buyer specialist in Waterloo, Iowa range from 0 to 500 dollars for a buyer consultation, though many agents offer free initial meetings. Mortgage origination fees in Iowa average 1 percent of the loan amount. Down payment assistance programs through the Iowa Finance Authority may reduce upfront costs. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a first-time home buyer specialist in Waterloo Iowa?
A first-time home buyer specialist is a real estate agent or mortgage professional who focuses on helping people buy their first home. They understand local programs in Waterloo and Iowa-specific laws like the Iowa Code Chapter 558A property disclosure requirements.
What Iowa programs help first-time home buyers in Waterloo?
The Iowa Finance Authority offers the FirstHome program with a 30-year fixed rate mortgage and down payment assistance up to 5000 dollars. The Homes for Iowans program provides a lower interest rate and up to 2500 dollars in assistance for eligible buyers in Waterloo.

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