Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maine before hiring.
Showing 18 first-time home buyer specialists in Scarborough, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fontaine Family - The Real Estate Leader - Licensed in Maine & New Hampshire
432 US-1, Scarborough, ME 04074
(207) 289-3830
brendafontaine.com
Maine Life Real Estate Co., brokered by Fiv Realty
254 US-1, Scarborough, ME 04074
(207) 332-2476
maineliferealestate.com
Yulia Glasgow | Realtor at Maine Real Estate Co
685 US-1 2nd Fl, Scarborough, ME 04074
(207) 317-6464
yuliaglasgow.com
Karen Edgcombe | Maine Real Estate Co
685 US-1, Scarborough, ME 04074
(207) 523-0198
merealestateco.com
Megan Diffley at Signature Homes Real Estate Group
108 Mussey Rd, Scarborough, ME 04074
(207) 303-8180
Julie Court | Broker Owner | J.C. North East Real Estate
685 US-1, Scarborough, ME 04074
(207) 254-9160
facebook.com
Cam Loiselle - Legacy Properties Sotheby's International Realty
108 Mussey Rd, Scarborough, ME 04074
(207) 239-7712
legacysir.com
Signature Homes Real Estate Group
108 Mussey Rd, Scarborough, ME 04074
(207) 885-0500
signaturehomesmaine.com
Stefan Lopez | Realtor at Maine Real Estate Co
685 US-1 2nd Fl, Scarborough, ME 04074
(207) 800-9943
merealestateco.com
What Does a First-Time Home Buyer Specialist in Scarborough Cost?
Typical costs for a first-time home buyer specialist in Maine range from 500 to 1500 dollars for flat fee services or 1 percent to 2 percent of the loan amount for commission-based work. Some specialists charge an hourly rate of 150 to 300 dollars. These fees are separate from lender charges and closing costs. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Scarborough Maine?
A specialist helps you find mortgage options review Maine-specific programs and navigate the closing process. They can explain the MaineHousing First Home Loan which requires a minimum 620 credit score and a 1 percent down payment. They also coordinate with local real estate agents and lenders in Scarborough.
Are there Maine-specific programs for first-time home buyers in Scarborough?
Yes MaineHousing offers the First Home Loan with down payment assistance up to 5 percent of the purchase price. The program is for buyers with income limits that vary by county. Scarborough buyers may also qualify for the Mortgage Credit Certificate which provides a federal tax credit.
How long does the first-time home buying process take in Scarborough Maine?
The typical process takes 30 to 45 days from offer acceptance to closing. Maine law requires a seller to disclose known property defects within 10 days of an accepted offer. The buyer then has 7 days to complete inspections and back out if needed.