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First-Time Home Buyer Specialists in Gaithersburg, MD
Looking for a first-time home buyer specialist in Gaithersburg? Review the directory below to compare your options.
20 agents listed
Updated June 2026
Gaithersburg, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 20 first-time home buyer specialists in Gaithersburg, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lily Vallario and Sophia Chedrauy - Maryland Real Estate Agent
What Does a First-Time Home Buyer Specialist in Gaithersburg Cost?
Typical costs for a first-time home buyer specialist in Maryland range from 500 to 1500 dollars for consulting services. Some specialists charge a flat fee while others bill hourly at 100 to 300 dollars per hour. Additional costs include the home inspection which averages 300 to 500 dollars and the appraisal fee of 400 to 600 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Gaithersburg?
A specialist helps you understand Maryland loan programs and local market conditions. They coordinate with lenders and real estate agents to find homes that fit your budget. They also explain Maryland specific requirements like the state mandated home inspection disclosure.
What Maryland programs are available for first-time buyers in Gaithersburg?
The Maryland Mortgage Program offers fixed rate loans and down payment assistance up to 5% of the purchase price. Montgomery County also has the Moderate Income Housing Unit program for eligible buyers. You must complete a home buyer education course approved by the state.
How long does the first-time home buying process take in Maryland?
The typical timeline from offer to closing in Maryland is 30 to 45 days. This includes the home inspection period which is usually 7 to 10 days. Maryland law requires sellers to disclose known defects within 5 days of receiving the inspection report.
First-Time Home Buyer Specialists in Other Maryland Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Maryland.