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Compare First-Time Home Buyer Specialists in Chelsea, MA

Directory of first-time home buyer specialists in Chelsea, Massachusetts. Verify credentials with the state state mortgage licensing authority before hiring.

3 agents listed
Updated June 2026
Chelsea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 3 first-time home buyer specialists in Chelsea, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nidia Peguero - Century 21 North East
473 Broadway, Chelsea, MA 02150
(781) 704-6758 nidiapeguerohomes.com
M. Celata Real Estate
111 Everett Ave STE 1B, Chelsea, MA 02150
(617) 285-0667 mcelatarealestate.com
Madelyn Garcia Real Estate
157 Washington Ave, Chelsea, MA 02150
(617) 319-3980 madelyngarciarealestate.com

A first-time home buyer specialist in Chelsea, Massachusetts can guide you through the process of purchasing your first home. They understand local market conditions and can help you access Massachusetts-specific programs like the ONE Mortgage Program or MassHousing loans. These specialists work with you to find affordable options and navigate the unique requirements of buying a home in Chelsea.

What Does a First-Time Home Buyer Specialist in Chelsea Cost?

Typical costs for a first-time home buyer specialist in Massachusetts include real estate agent commissions which are usually paid by the seller, not the buyer. Mortgage origination fees range from 0.5% to 1% of the loan amount. Down payment assistance programs may have application fees of $100 to $500. Home inspection costs in Chelsea average $300 to $500. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a first-time home buyer specialist in Chelsea?
A first-time home buyer specialist is a real estate agent or mortgage advisor who focuses on helping people buy their first home. They know about local down payment assistance programs in Chelsea and Massachusetts, such as the MassHousing MI Plus program.
What down payment assistance is available for first-time buyers in Chelsea?
Massachusetts offers several programs for Chelsea residents, including the ONE Mortgage Program which requires as little as 3% down payment and has no mortgage insurance. MassHousing also provides affordable loans with down payment assistance up to $30,000 for eligible buyers.
Do I need a special license to be a first-time home buyer specialist in Massachusetts?
No special license is required beyond a standard real estate salesperson or broker license in Massachusetts. However, specialists often complete additional training on first-time buyer programs and local housing market conditions.

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