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Find First-Time Home Buyer Specialists Near You in Merrimac, MA

Browse first-time home buyer specialists serving Merrimac, Massachusetts. Contact information and addresses listed below.

4 agents listed
Updated June 2026
Merrimac, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 4 first-time home buyer specialists in Merrimac, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carly Hodgkins Realtor®-RE/MAX Andrew Realty
5 E Main St, Merrimac, MA 01860
(781) 690-5226
Advisors Living - Merrimac
5 E Main St #6, Merrimac, MA 01860
(978) 346-0033 advisorsliving.com
Amy Johnson Realtor
5 E Main St #6, Merrimac, MA 01860
(978) 989-2293 amyjohnson.agent.advisorsliving.com
Lorraine Pesce, Realtor, Advisors Living
5 E Main St #6, Merrimac, MA 01860
(978) 697-4726 lorrainepesce.com

Buying your first home in Merrimac Massachusetts is an exciting step. A first-time home buyer specialist can guide you through Massachusetts specific laws, such as the requirement for a licensed attorney to handle the closing. They also help you access state programs like MassHousing and ONE Mortgage which offer low down payment options.

What Does a First-Time Home Buyer Specialist in Merrimac Cost?

In Massachusetts, first-time home buyer specialists typically charge a flat fee or an hourly rate. Flat fees range from $500 to $1,500 for standard services. Some specialists may also charge a percentage of the home purchase price, usually 0.5% to 1%. Costs vary based on the complexity of your purchase and the specialist experience. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Merrimac?
A specialist helps you understand the buying process, find suitable lenders, and navigate Massachusetts legal requirements. They can also connect you with local first-time home buyer programs and explain the timeline for closing, which in Massachusetts typically takes 45 to 60 days.
Are there Massachusetts programs for first-time home buyers in Merrimac?
Yes, Massachusetts offers the MassHousing program with low down payment options and the ONE Mortgage program for income eligible buyers. These programs require home buyer education courses, which a specialist can help you find.
Do I need a lawyer to buy a home in Massachusetts?
Yes, Massachusetts law requires a licensed attorney to handle the real estate closing. Your first-time home buyer specialist can recommend experienced real estate attorneys who are familiar with Merrimac and Massachusetts regulations.

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