Find First-Time Home Buyer Specialists in New Boston, MI
Looking for a first-time home buyer specialist in New Boston? Review the directory below to compare your options.
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State Mortgage Licensing Authority of Michigan before hiring.
Showing 2 first-time home buyer specialists in New Boston, MI
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A first-time home buyer specialist in New Boston, Michigan can guide you through the unique steps of purchasing your first home. They help you understand Michigan specific programs like the MSHDA down payment assistance and the state required seller disclosures. These specialists also explain local market conditions in Wayne County and nearby areas.
What Does a First-Time Home Buyer Specialist in New Boston Cost?
The cost for a first-time home buyer specialist in Michigan typically ranges from 500 to 1500 in flat fees or 1 percent to 3 percent of the home purchase price. Some specialists charge hourly rates between 100 and 300 per hour. Costs vary by case and the complexity of your transaction. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in New Boston Michigan?
A first-time home buyer specialist helps you find a home, secure financing, and navigate the closing process. They are familiar with Michigan programs like the MSHDA loan which offers up to 10000 in down payment assistance. They also ensure you understand the Michigan seller disclosure statement required by law.
What Michigan programs help first-time home buyers in New Boston?
Michigan offers the MSHDA MI Home Loan program with fixed rates and down payment assistance up to 10000. The MI 10K DPA program provides a 0 interest forgivable loan for eligible buyers. You must complete a home buyer education course to qualify for these programs.
How long does the home buying process take for a first-time buyer in Michigan?
The typical timeline from offer to closing in Michigan is 30 to 45 days. This includes time for inspections, appraisal, and mortgage approval. Michigan law requires a 10 day period for the buyer to receive and review the seller disclosure statement before closing.