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Find First-Time Home Buyer Specialists Near You in St Clair, MI

Directory of first-time home buyer specialists in St Clair, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
St Clair, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 2 first-time home buyer specialists in St Clair, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Unique Properties Real Estate, Inc.
1293 S Range Rd Suite C, St Clair, MI 48079
(810) 387-9100 uniquepropertiesrealestateinc.com
Kim Nichols, Realtor
1293 S Range Rd Suite C, St Clair, MI 48079
(810) 531-1888 facebook.com

A first-time home buyer specialist in St Clair Michigan helps you navigate the purchase process from pre-approval to closing. Michigan offers specific programs like the MSHDA down payment assistance for eligible buyers. This specialist understands local market conditions and can guide you through state required disclosures and inspections.

What Does a First-Time Home Buyer Specialist in St Clair Cost?

Typical costs for a first-time home buyer specialist in Michigan include an agent commission usually paid by the seller (often 2.5 to 3 percent of the sale price). Mortgage origination fees range from 0.5 to 1 percent of the loan amount. Closing costs in Michigan average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a first-time home buyer specialist in St Clair?
A first-time home buyer specialist is a real estate agent or mortgage advisor who focuses on helping people buy their first home. They know about Michigan first-time buyer programs and can explain steps like the purchase agreement and title search.
What Michigan programs help first-time home buyers in St Clair?
The Michigan State Housing Development Authority offers the MI Home Loan with down payment assistance up to 10,000 dollars for qualified buyers. St Clair County may also have local grants for first-time buyers. You must complete a home buyer education class to use these programs.

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