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First-Time Home Buyer Specialists in St Joseph, MI

Compare first-time home buyer specialists in St Joseph. Review contact information and insurance categorys before you decide.

18 agents listed
Updated June 2026
St Joseph, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 18 first-time home buyer specialists in St Joseph, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joy Schwarting, Realtor
830 Pleasant St, St Joseph, MI 49085
(269) 519-4777 homesnap.com
Century 21 : Tom Fry
830 Pleasant St, St Joseph, MI 49085
(269) 369-0194 frygrouprealestate.com
The Petzke Team at RE/MAX by the Lake
805 Van Brunt Ave, St Joseph, MI 49085
(269) 369-6348 larspetzke.remaxbythelake.com
Nils Petzke, RE/MAX by the Lake, Sales Partner & REALTOR
805 Van Brunt Ave, St Joseph, MI 49085
(269) 921-0360 nils-petzke.remax-michigan.com
Dawn Tomlinson @ RE/MAX by the Lake (Tomlinson Group)
805 Van Brunt Ave, St Joseph, MI 49085
(269) 470-6962 isellberriencounty.com
Team Katowich Realty
213 Hilltop Rd, St Joseph, MI 49085
(269) 208-7888 tkrealty.pro
Team Fee Real Estate, CENTURY 21 Affiliated
830 Pleasant St, St Joseph, MI 49085
(269) 332-3821 teamfeerealestate.com
The Schmidt Team, True Michigan Properties
830 Pleasant St, St Joseph, MI 49085
(269) 405-0201 wegive2schmidts.com
Victoria Knight, Realtor w/ Rudlaff Realty Group
830 Pleasant St, St Joseph, MI 49085
(269) 635-4425
Cathy Ficks-Blasy REALTOR® - Epique Realty
615 Broad St, St Joseph, MI 49085
(269) 252-1223 cathyficksblasy.epiquerealty.com
The Frazee Team
830 Pleasant St Floor 3, St Joseph, MI 49085
(269) 985-3049 thefrazeeteam.com
Lifestyle Properties Group - Kameron & Kristy Morris, brokered by eXp Realty
2724 Niles Ave, St Joseph, MI 49085
(269) 525-4716 mi-realtor.com
RE/MAX by the Lake - St. Joseph Office
805 Van Brunt Ave, St Joseph, MI 49085
(269) 281-4186 remaxbythelake.com
Fred Malawski Realtor®
2724 Niles Ave SUITE 2, St Joseph, MI 49085
(269) 605-4545 fredmalawski-realtor.com
Joe Flood Real Estate
2525 Lake Pine Dr, St Joseph, MI 49085
(616) 446-8700 joefloodrealestate.com
CENTURY 21 Affiliated
830 Pleasant St, St Joseph, MI 49085
(269) 588-5055 c21affiliated.com
Beth McKim, RE/MAX by the Lake, Real Estate Professional
805 Van Brunt Ave, St Joseph, MI 49085
(773) 704-2898 beth-mckim.remaxbythelake.com
Alex Zeisberg - REALTOR® - Realty Executives Instant Equity
213 Hilltop Rd, St Joseph, MI 49085
(269) 235-9910 letsgetrealtywithalex.com

A first-time home buyer specialist in St Joseph Michigan helps you navigate the local market and Michigan-specific programs. These specialists understand the Michigan State Housing Development Authority (MSHDA) down payment assistance and the state required seller disclosures. They guide you through the entire purchase process from pre-approval to closing.

What Does a First-Time Home Buyer Specialist in St Joseph Cost?

In Michigan, first-time home buyer specialists typically charge a flat fee or a percentage of the home price. Flat fees range from 500 to 2,500 dollars. Percentage fees are often 1 to 3 percent of the purchase price. Some specialists offer free initial consultations. Costs vary by case and the complexity of the transaction. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in St Joseph?
A specialist helps you find a home, secure financing, and understand Michigan real estate contracts. They explain MSHDA loans and other first-time buyer programs available in Berrien County.
Are there Michigan programs for first-time home buyers in St Joseph?
Yes, MSHDA offers the MI Home Loan with down payment assistance for eligible buyers. The program requires a home buyer education class and income limits apply.
What is the typical timeline for a first-time home purchase in Michigan?
The process usually takes 30 to 60 days from offer to closing. Michigan law requires a seller to provide a property disclosure statement within five days of the purchase agreement.

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