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First-Time Home Buyer Specialists in White Lake, MI

Browse first-time home buyer specialists serving White Lake, Michigan. Contact information and addresses listed below.

2 agents listed
Updated June 2026
White Lake, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 2 first-time home buyer specialists in White Lake, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Exact Mortgage Inc--Rick Rozman
2765 Ridge Rd, White Lake, MI 48383
(734) 564-0740 lowestratemortgagemichigan.com
Benjamin Dieck, Optimum Real Estate
10446 Elizabeth Lake Rd, White Lake, MI 48386
(248) 895-4994 optirealestate.com

A first-time home buyer specialist in White Lake, Michigan can guide you through local programs and Michigan-specific laws. Michigan offers the MSHDA down payment assistance program for eligible buyers. These specialists help you understand closing costs, inspections, and the purchase agreement.

What Does a First-Time Home Buyer Specialist in White Lake Cost?

Typical costs for a first-time home buyer specialist in Michigan range from 2.5% to 3% of the purchase price as a commission, often paid by the seller. Additional fees may include a buyer broker agreement fee of $200 to $500. Closing costs in Michigan average 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in White Lake?
A specialist helps you find suitable homes, understand financing options, and navigate Michigan real estate laws. They coordinate with lenders and title companies to ensure a smooth transaction.
Are there Michigan programs for first-time buyers in White Lake?
Yes, the Michigan State Housing Development Authority offers the MI Home Loan with down payment assistance. White Lake buyers may also qualify for local grants through the Oakland County Housing Program.
What is the typical timeline for a first-time home purchase in Michigan?
The process from offer to closing usually takes 30 to 45 days. Michigan law requires a seller to provide a property disclosure statement within 5 days of acceptance.

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