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Find First-Time Home Buyer Specialists Near You in Waite Park, MN

Looking for a first-time home buyer specialist in Waite Park? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Waite Park, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 7 first-time home buyer specialists in Waite Park, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homeowners Financial Group
67 10th Ave S, Waite Park, MN 56387
(320) 529-3760 homeownersfg.com
PrimeLending, A PlainsCapital Company - St Cloud
314 10th Ave S #160, Waite Park, MN 56387
(320) 252-2727 lo.primelending.com
Shanelle Monreal - REALTOR®
3950 3rd St N, Waite Park, MN 56387
(320) 266-1464 shanellemonreal.com
REMAX Results
3950 3rd St N, Waite Park, MN 56387
(320) 251-2200 results.net
Kayla Deters Edina Realty
110 Division St, Waite Park, MN 56387
(320) 260-7372 edinarealty.com
Weichert, Realtors - Tower Properties Waite Park
514 3rd St N, Waite Park, MN 56387
(320) 259-7674 stcloud.weicherttowerproperties.com
Louise Mehr | CENTURY 21 First Realty, Inc
24 Division St, Waite Park, MN 56387
(320) 260-6554

What Does a First-Time Home Buyer Specialist in Waite Park Cost?

First-time home buyer specialists in Minnesota typically charge a flat fee or a percentage of the home price. Flat fees range from 500 to 2,500 dollars for consulting services. If you work with a real estate agent, their commission is usually paid by the seller. Costs vary by case and the level of service needed. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Waite Park?
A specialist helps you find suitable homes, understand financing options, and navigate the purchase process. They are familiar with Minnesota programs like the Minnesota Housing Finance Agency loans. They also ensure you meet state disclosure requirements.
Are there Minnesota-specific programs for first-time buyers in Waite Park?
Yes, Minnesota offers the Start Up and Step Up loan programs through Minnesota Housing. These provide low interest rates and down payment assistance. Waite Park residents may also qualify for local city or county grants.
How long does the home buying process take for a first-time buyer in Minnesota?
The process typically takes 30 to 60 days from offer acceptance to closing. Minnesota law requires a 10-day inspection contingency period unless waived. Your specialist will help you meet all deadlines.

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