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First-Time Home Buyer Specialists in White Bear Lake, MN

Looking for a first-time home buyer specialist in White Bear Lake? Review the directory below to compare your options.

20 agents listed
Updated June 2026
White Bear Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 20 first-time home buyer specialists in White Bear Lake, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Success Home Team - Keller Williams Select Realty
4517 Allendale Dr, White Bear Lake, MN 55127
(651) 428-1998 successhometeam.com
Ryan Mann Realtor
4801 US-61, White Bear Lake, MN 55110
(612) 751-1073 ryanmann-minnesota.sites.cbmoxi.com
Jordan Schroeder
4525 White Bear Pkwy Suite 122, White Bear Lake, MN 55110
(651) 491-3191 homesnap.com
North Star Homes Team
4801 Hwy 61 N, White Bear Lake, MN 55110
(612) 258-3770 northstarhomesteam.com
White Bear Lake Realty
4790 Banning Ave, White Bear Lake, MN 55110
(651) 653-7326 wblrealty.com
Lake State Realty Services Inc.
2140 Otter Lake Dr, White Bear Lake, MN 55110
(651) 653-0788 lakestate.com
eXp Realty, Kristi & Garrett Ganske, Realtor
4525 White Bear Pkwy Suite 122, White Bear Lake, MN 55110
(651) 303-1139 kristiandgarrett.com
Edina Realty - White Bear Lake Real Estate Agency
2137 4th St, White Bear Lake, MN 55110
(651) 426-7172 edinarealty.com
Counselor Realty Dan Zugschwert
2074 Stillwater St, White Bear Lake, MN 55110
(651) 357-2731 dzugschwert.counselorrealty.com
eXp Realty Inc-Dusty Jones Real Estate
4525 White Bear Pkwy Suite 122, White Bear Lake, MN 55110
(763) 843-9492
Amy Stocker Edina Realty
2137 4th St, White Bear Lake, MN 55110
(651) 242-1586 edinarealty.com
Chaz Alsides - eXp Realty
4525 White Bear Pkwy, White Bear Lake, MN 55110
(651) 808-0141 viewhomesintwincities.com
Crush Real Estate Group
2179 4th St STE 1F, White Bear Lake, MN 55110
(612) 460-7333 crushrealestatemn.com
Matthew Maurer - Realtor
2137 4th St, White Bear Lake, MN 55110
(651) 280-8982 matthewtherealtor.com
Sammi Cook-Kuehn - Realtor l Property Manager l Solar Home Specialist
4707 Hwy 61 N, White Bear Lake, MN 55110
(651) 208-3468
SARAH METTNER Realtor® | MN & WI
4801 Hwy 61 N, White Bear Lake, MN 55110
(651) 387-7608 mettnerrealty.net
RG LPT Realty - Gabriel Harstad Puga - White Bear Lake
4411 Lake Ave S, White Bear Lake, MN 55110
(952) 212-1857 gabrielshomes.com
Kathy Young Realtor
4525 White Bear Pkwy, White Bear Lake, MN 55110
(612) 799-6456 resultswithkathy.com
Home Guide Realty LLC
4505 White Bear Pkwy Suite 1150, White Bear Lake, MN 55110
(612) 314-6311 homeguiderealty.com
Ben Stewart | Realtor | Edina Realty
2137 4th St, White Bear Lake, MN 55110
(651) 271-0877 benstewart.edinarealty.com

What Does a First-Time Home Buyer Specialist in White Bear Lake Cost?

Typical costs for a first-time home buyer specialist in Minnesota range from 2.5% to 3% of the purchase price as a commission, usually paid by the seller. Down payment assistance programs may require a fee of 1% to 3% of the loan amount. Closing costs in Minnesota average 2% to 5% of the home price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in White Bear Lake?
A first-time home buyer specialist helps you understand the buying process, find suitable properties, and connect with lenders. They also explain Minnesota specific programs like the Start Up or Step Up loan programs from Minnesota Housing. They guide you through inspections, offers, and closing in White Bear Lake.
What Minnesota programs help first-time home buyers in White Bear Lake?
Minnesota Housing offers the Start Up program for first-time buyers with lower interest rates and down payment assistance. The Step Up program helps buyers with slightly higher incomes. Both require a home buyer education course approved by Minnesota Housing.
How long does it take to buy a first home in White Bear Lake?
The process from offer to closing typically takes 30 to 45 days in Minnesota. This timeline depends on financing, inspections, and appraisal. Your specialist will help you meet all deadlines and contingencies.

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