Compare First-Time Home Buyer Specialists in Creve Coeur, MO
Compare first-time home buyer specialists in Creve Coeur. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Missouri before hiring.
Showing 3 first-time home buyer specialists in Creve Coeur, MO
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A first-time home buyer specialist in Creve Coeur, Missouri can help you navigate the local real estate market and understand Missouri specific programs. These specialists are familiar with Missouri Housing Development Commission (MHDC) down payment assistance and first-time home buyer tax credits. They guide you through financing options and local inspection requirements unique to St. Louis County.
What Does a First-Time Home Buyer Specialist in Creve Coeur Cost?
Typical costs for a first-time home buyer specialist in Missouri include a commission paid by the seller, usually 2.5 to 3 percent of the home sale price. Buyers may pay a flat fee for consulting services ranging from 500 to 1500 dollars. Additional costs include home inspections (300 to 500 dollars) and appraisal fees (400 to 600 dollars). This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist in Creve Coeur do?
A specialist helps you understand your budget, find suitable homes, and connect with lenders who offer Missouri first-time buyer programs. They also explain local market conditions in Creve Coeur and St. Louis County. Their goal is to simplify the process for buyers who have not owned a home in the past three years.
What Missouri programs are available for first-time home buyers in Creve Coeur?
Missouri offers the MHDC First Place loan program with down payment assistance up to 4 percent of the loan amount. The Missouri First Home program provides a 30 year fixed rate mortgage with a low interest rate. These programs have income limits and require completion of a home buyer education course.
How do I qualify as a first-time home buyer in Missouri?
You qualify if you have not owned a home in the past three years. Some exceptions apply for displaced homemakers or single parents. You must also meet income limits set by the MHDC, which vary by county and household size.