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Compare First-Time Home Buyer Specialists in Hillsdale, NJ
Looking for a first-time home buyer specialist in Hillsdale? Review the directory below to compare your options.
9 agents listed
Updated June 2026
Hillsdale, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 9 first-time home buyer specialists in Hillsdale, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ana Moniz, Broker-Associate - Coldwell Banker Realty
A first-time home buyer specialist in Hillsdale New Jersey helps you navigate the entire purchase process. They understand New Jersey specific programs like the NJHMFA down payment assistance and the state required attorney review period. This specialist guides you through local market conditions and legal requirements in Bergen County.
What Does a First-Time Home Buyer Specialist in Hillsdale Cost?
Typical costs for a first-time home buyer specialist in New Jersey range from 2.5 percent to 3 percent of the purchase price as a commission, often paid by the seller. Additional costs include attorney fees between 1500 and 3000 dollars, and closing costs of 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a first-time home buyer specialist do in Hillsdale?
A specialist helps you find suitable homes, secure financing, and understand New Jersey contracts. They coordinate with lenders and real estate attorneys to ensure all legal steps are completed. Their goal is to make your first purchase smooth and informed.
What New Jersey programs help first-time buyers in Hillsdale?
New Jersey offers the NJHMFA First Generation program and down payment assistance loans. These programs provide up to 3 percent of the purchase price for down payment help. Eligibility depends on income limits and property location in Hillsdale.
How long does the home buying process take in New Jersey?
The process from offer to closing usually takes 45 to 60 days in New Jersey. The state requires a 3 day attorney review period after the contract is signed. Your specialist will help you meet all deadlines and contingencies.
First-Time Home Buyer Specialists in Other New Jersey Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New Jersey.