Find First-Time Home Buyer Specialists Near You in Oakhurst, NJ
Browse first-time home buyer specialists serving Oakhurst, New Jersey. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 first-time home buyer specialists in Oakhurst, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a First-Time Home Buyer Specialist in Oakhurst Cost?
Typical costs for a first-time home buyer specialist in New Jersey range from 0 to 500 for a consultation fee, but many agents work on commission paid by the seller. Closing costs in New Jersey average 2 to 5 percent of the home purchase price. For a 400000 home, that means 8000 to 20000 in fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a first-time home buyer specialist in Oakhurst?
A first-time home buyer specialist is a real estate agent or mortgage professional with experience helping people buy their first home. They know about New Jersey first-time buyer programs, including the NJHMFA First Generation program and the Smart Start program, which offer down payment assistance and lower interest rates.
What New Jersey programs are available for first-time buyers in Oakhurst?
New Jersey offers the NJHMFA Smart Start program with a 30-year fixed rate mortgage and up to 15000 in down payment assistance. The First Generation program provides additional help for buyers whose parents never owned a home. Both require a minimum 620 credit score and completion of a home buyer education course.
How do I qualify for first-time home buyer assistance in New Jersey?
You must not have owned a home in the past three years. Your income must be below certain limits, which vary by county. For Monmouth County in 2024, the limit is 131400 for a one-person household. You also need to complete a HUD-approved home buyer education course before closing.