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First-Time Home Buyer Specialists in South Plainfield, NJ

Looking for a first-time home buyer specialist in South Plainfield? Review the directory below to compare your options.

3 agents listed
Updated June 2026
South Plainfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 3 first-time home buyer specialists in South Plainfield, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jack Pedersen Realty
30 S Plainfield Ave, South Plainfield, NJ 07080
(908) 755-8300 jackpedersenrealty.com
Jack Pedersen Realty - Kelcey Brown
30 S Plainfield Ave, South Plainfield, NJ 07080
(609) 284-4638 kelceybrown.com
Master Key Realtors
142 Oak Tree Ave Ste 2D, South Plainfield, NJ 07080
(732) 629-7111 masterkeyrealtors.com

A first-time home buyer specialist in South Plainfield New Jersey can guide you through the entire purchase process. New Jersey offers specific programs like the NJHMFA down payment assistance which requires a home buyer education course. Working with a local specialist helps you understand South Plainfield market conditions and state-specific closing requirements.

What Does a First-Time Home Buyer Specialist in South Plainfield Cost?

In New Jersey, a first-time home buyer specialist typically charges a commission paid by the seller, so you may pay nothing directly. However, you should budget for closing costs which average 2 to 5 percent of the purchase price. For a 300,000 dollar home, closing costs can range from 6,000 to 15,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in South Plainfield New Jersey?
A specialist helps you find suitable homes, connect with NJ-approved lenders, and navigate first-time buyer programs. They also explain New Jersey tax credits and the state required home buyer education course.
Are there New Jersey programs that help first-time buyers with down payments in South Plainfield?
Yes, the New Jersey Housing and Mortgage Finance Agency offers the Down Payment Assistance Program which provides up to 10,000 dollars for eligible buyers. The program requires a minimum 3.5 percent down payment from the buyer and completion of a HUD-approved counseling course.

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