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First-Time Home Buyer Specialists in Union, NJ

Directory of first-time home buyer specialists in Union, New Jersey. Verify credentials with the state state mortgage licensing authority before hiring.

15 agents listed
Updated June 2026
Union, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New Jersey before hiring.
Showing 15 first-time home buyer specialists in Union, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CTC Funding LLC
934 Stuyvesant Ave. Suite 10, Union, NJ 07083
(908) 370-7223 ctcfunding.net
RE/MAX Lifetime Realtors
605 Chestnut St, Union, NJ 07083
(908) 688-2828 topagentsrankednj.com
CENTURY 21 Preferred Realty
1915 Morris Ave, Union, NJ 07083
(973) 838-3600 c21p.com
All Jersey llc
1200 Morris Ave, Union, NJ 07083
(908) 810-1811 alljerseyhomes.net
Community Home Buyers
2183C Morris Ave, Union, NJ 07083
(908) 213-5888 needtosellmyhousefastnj.com
Verified Homes
1155 W Chestnut St SUITE 1A, Union, NJ 07083
(973) 888-1293 verified.homes
Emanuela Moreira- RE/MAX Lifetime Realtors
605 Chestnut St, Union, NJ 07083
(973) 204-3609 emanuela.topagentsrankednj.com
Jade Howard Real Estate
530 Chestnut St, Union, NJ 07083
(973) 518-5037 zillow.com
Jennifer Da silva
1915 Morris Ave, Union, NJ 07083
(908) 577-7078 jennysellstheblocknj.com
GoodBuy Homes NJ Realty
1620 Vauxhall Rd, Union, NJ 07083
(973) 843-9804 gbhnj.com
Karina Alejandra Gil- RE/MAX Lifetime Realtors
605 Chestnut St, Union, NJ 07083
(973) 517-8104 karinaa.topagentsrankednj.com
Monica Henriques - RE/MAX LIFETIME REALTORS
605 Chestnut St, Union, NJ 07083
(973) 757-8566 monicahenriques.topagentsrankednj.com
Ivan Silva - Broker Salesperson
1155 W Chestnut St SUITE 1A, Union, NJ 07083
(973) 277-3574
Baseline Home Buyers
1600 US-22 ste 204, Union, NJ 07083
(813) 513-1086 baselinehomebuyers.com
Home King Realty
2204 Morris Ave #210, Union, NJ 07083
(973) 441-4341 calendly.com

A first-time home buyer specialist in Union, New Jersey helps new buyers navigate the local real estate market and New Jersey-specific programs. New Jersey offers a First-Time Home Buyer Mortgage Program through the New Jersey Housing and Mortgage Finance Agency (NJHMFA) which provides down payment assistance. Understanding Union County property taxes and local inspection requirements is also key for first-time buyers in this area.

What Does a First-Time Home Buyer Specialist in Union Cost?

Typical costs for a first-time home buyer specialist in New Jersey range from 0 to 3 percent of the home purchase price, often paid by the seller. Down payment assistance programs like NJHMFA can reduce upfront costs. Closing costs in Union County average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a first-time home buyer specialist in Union?
A first-time home buyer specialist is a real estate agent or mortgage advisor who focuses on helping people buy their first home. They understand New Jersey programs like the NJHMFA first-time buyer mortgage and can guide you through local Union County requirements.
What New Jersey programs help first-time home buyers?
New Jersey offers the NJHMFA First-Time Home Buyer Mortgage Program with down payment assistance up to $10,000. The program requires a minimum credit score of 640 and a home buyer education course. Union County also has local grants for eligible buyers.
How long does it take to buy a first home in Union?
The process typically takes 30 to 60 days from offer to closing in New Jersey. This includes mortgage approval, home inspection, and attorney review. New Jersey law requires a three-day attorney review period after a contract is signed.

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