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First-Time Home Buyer Specialists in Baldwinsville, NY

Compare first-time home buyer specialists in Baldwinsville. Review contact information and insurance categorys before you decide.

11 agents listed
Updated June 2026
Baldwinsville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 11 first-time home buyer specialists in Baldwinsville, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Upstate Premier Mortgage
57 E Genesee St, Baldwinsville, NY 13027
(315) 326-1271 up-mortgage.com
Tracey S Kline 315 REALTY PARTNERS
57 E Genesee St, Baldwinsville, NY 13027
(315) 243-6544 315realtypartners.com
Kimberly Tretowicz | NYS Real Estate Salesperson at HHC Realty
12 Oswego St, Baldwinsville, NY 13027
(315) 751-0807 hhcrealty.com
Nicole Rookey | NYS Real Estate Salesperson at 315 REALTY PARTNERS
57 E Genesee St, Baldwinsville, NY 13027
(315) 480-4806 315realtypartners.com
315 REALTY PARTNERS
57 E Genesee St, Baldwinsville, NY 13027
(315) 303-3500 315realtypartners.com
HHC Realty
12 Oswego St, Baldwinsville, NY 13027
(315) 303-2129 hhcrealty.com
Denise Van Patten, Your CNY Real Estate Connection
8 River St, Baldwinsville, NY 13027
(315) 436-6992 cnyrealestateconnection.com
E W Baker Real Estate
20 Oswego St, Baldwinsville, NY 13027
(315) 635-1606 bakerrealestatecny.com
Traci Rio, Your Home CNY Realty, LLC
7 Salina St, Baldwinsville, NY 13027
(315) 753-5898 yourhomecnyrealty.com
RE/MAX One
6 Oswego St, Baldwinsville, NY 13027
(315) 480-5555 remax.com
NextHome CNY Realty
2272 Downer St, Baldwinsville, NY 13027
(315) 567-4663 ext. 733 teamdkny.com

A first-time home buyer specialist in Baldwinsville New York can guide you through the home buying process with knowledge of local market conditions and New York state regulations. New York offers specific programs like the State of New York Mortgage Agency (SONYMA) which provides low-interest loans and down payment assistance for eligible first-time buyers. Working with a specialist helps you navigate contract contingencies and inspection requirements unique to New York real estate transactions.

What Does a First-Time Home Buyer Specialist in Baldwinsville Cost?

First-time home buyer specialist fees in New York usually range from 500 to 1500 dollars for consulting services, though some charge an hourly rate of 100 to 300 dollars. Many specialists work on a flat fee basis for specific services like contract review or closing representation. Costs vary by the complexity of your purchase and the specialist experience. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist do in Baldwinsville?
A specialist helps you understand financing options including FHA loans and NY state programs. They coordinate with lenders and real estate agents to find homes that fit your budget and needs. They also explain the closing process and required disclosures under New York law.
Are there New York state programs for first-time home buyers in Baldwinsville?
Yes. The State of New York Mortgage Agency offers the Achieving the Dream program with low down payment options and reduced mortgage insurance. The Community Preservation Corporation also provides down payment assistance for eligible buyers in Onondaga County.
How long does the home buying process take for a first-time buyer in New York?
The process typically takes 30 to 60 days from offer acceptance to closing. New York requires a title search and survey which can add time. Your specialist will help you meet all deadlines including the mortgage commitment date and inspection periods.

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